Inbound USA Basic Fixed Plan for Visitors to America
Inbound USA Basic Insurance is a low-cost value fixed benefit plan for visitors to the USA, purchase coverage from 5 up to 364 days, renewable.
COVID-19 / SARS-CoV-2 / Coronavirus Inbound USA Basic plan does NOT include coverage for testing/treatment of COVID19 even after The World Health Organization (WHO) issued a global pandemic warning, and the U.S. Centers for Disease Control and Prevention (CDC) issued a level 3 travel warning to avoid nonessential travel.
Inbound USA Basic Insurance or Inbound Basic Insurance offers health insurance for visitors to USA. The Inbound USA Basic plan (formerly Inbound Immigrant) is a simple program designed to provide visitors to America with fixed or scheduled health benefits that can be renewable up to 364 years of short-term medical protection. Inbound USA Basic health insurance is ideal medical insurance for visitors to America as it is a guarantee issue which cannot be turned down.
Inbound USA Basic provides medical insurance coverage per a fixed schedule for duration up to year, policy is a Fixed or Scheduled Benefit Program which makes it a very affordable fixed benefit plan. Inbound USA Basic Insurance plan is administered by Seven Corners Insurance and is underwritten by Certain Underwriters at Lloyd’s, London and is rated A “Excellent” by A.M. Best.
Inbound USA Insurance
Inbound USA Insurance plan provides fixed or scheduled visitor insurance benefits for foreign nationals visiting the United States of America, it is available in three plan options:
- Inbound USA Basic – Economy option for ages below 100 years, renewable only up to 364 days.
- Inbound USA Choice – Balanced option for ages 99 years or younger, extend up to 728 days.
- Inbound USA Elite – Best fixed benefits option only for ages below 70 years, renew up to 1092 days.
Notes: Basic scheduled or fixed medical coverage for visitors to the USA, available for ages below 100 years visiting the USA. Renewable.
Eligibility: Any foreign resident individuals and/or family, above age 14 days, and visiting the USA.
Coverage Duration: Minimum of 5 days to maximum purchase duration of 1 year (364 days)
Amounts:
- Member maximum limits: $50K to $1 million
- Choose deductible: $0 to $2,500
- AD&D benefit: $25K (included), additional to $1 million
PPO Network: No Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.
Renew or Extend: Renewable up to 364 days (1 year), extend policy expiration dates prior to expiration, $5 additional renewal fee applies.
Other Highlights
- Foreign nationals visiting the USA
- Sickness/injury plans for visitors to America
- Acute-onset of pre-conditions included
- Quote & purchase online for single trip
- Optional riders to policy available
Inbound USA Basic Insurance Information
Inbound USA Basic Insurance or Inbound USA Basic Medical Insurance offers medical insurance for visitors or new immigrant in America. The Inbound USA Basic plan is designed to provide a simple program to visitors and immigrants that will provide up to 364 days of coverage. Inbound USA Basic insurance is ideal medical insurance for any tourist in America. Inbound USA Basic Insurance provides medical insurance coverage per a fixed schedule for duration up to 364 days, policy is a Fixed or Scheduled Benefit Program which makes it a very affordable fixed benefit plan.
Inbound USA Basic Medical Insurance plan highlights are as follows:
- Eligibility: 14 days old up to 99 years visitor to USA, benefit period up to 180 days.
- Medical Maximum selections between $50,000 and $150,000 (Max coverage limited to $100,000 for age 70-99 years)
- Fixed benefit plan with deductible per incident, injury or sickness
- Coverage for tourist visiting USA of minimum of 14 days old onwards up to 70+ years
- Plan available even for senior citizens older than 70 years with $100,000 maximum coverage
- Plan must be effective within 180 days of U.S. arrival
- Scheduled Benefit plan offering affordable rates
- Renewable coverage for visitors to USA up to 364 days
- Guaranteed issue policy and applicant cannot be turned down
- Underwritten by Certain Underwriters at Lloyd’s of London
- Policy is rated “A” (Excellent) by A.M. Best
Inbound USA Basic Insurance - Plan Overview
Inbound Basic Insurance Plan provides visitor medical insurance for non-U.S. citizens visiting USA who is at least 14 days old and below age 100 years. Coverage is available for individuals and families who purchase coverage within 180 days of arrival to the United States. Benefits under the InboundUSA Basic fixed or scheduled benefit plan include sickness & injury medical insurance for USA visitors. Plan offers continuous coverage protection from a minimum 5 days to maximum duration of 364 days (1 year), and coverage is renewable. Review plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.
Inbound Basic Medical Insurance review of plan features and benefits covered:
- Fixed benefit plan with deductible per incident, injury or sickness
- Coverage for visitors age group of minimum of 14 days old onwards up to 99 years age
- Plan available even for senior citizens older than 70 years with $100,000 maximum coverage
- Plan must be effective within 180 days of U.S. arrival
- Scheduled Benefit plan offering affordable rates
- Renewable visitor coverage up to 364 days
- Guaranteed issue policy and applicant cannot be turned down
- Underwritten by Certain Underwriters at Lloyd’s of London
- Rated “A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s
Inbound USA Basic Insurance Plan Details
Inbound USA Basic Insurance or Inbound Basic Visitor Health Insurance is a scheduled benefit program providing up to 364 days of basic medical coverage for non-U.S. citizens visiting the United States, for business, pleasure, or to study. Inbound Basic Insurance provides injury and sickness medical insurance coverage for visitors to USA, with continuous and renewable protection for families and individuals who travel between 5 days to 12 months. Inbound Basic Insurance plans includes coverage for hospitalization, surgery, prescription drugs, ambulance service, physiotherapy treatment, doctor visits and more.
| Inbound USA Basic | |
| Quote & Buy Online | Buy Inbound USA Basic Insurance |
| Renew Coverage Online | Renew Inbound USA Basic Insurance for total coverage period of 364 days, a $5 renewal fee applies each time you renew |
| Review Plan Brochure | Inbound USA Basic Insurance Brochure |
| Plan Eligibility | Non-US citizen immigrating to the USA Age between 14 Days and 99 years Valid status with visa as visitor to USA Note: Individuals who have their 100th birthday during their coverage period will continue to be covered through their current coverage period but will not be allowed to renew once that coverage period expires. |
| Coverage Period or Duration | Coverage period minimum length of 5 days to maximum of 364 days (1 year) |
| Benefit Period | 180 days (amount of time you have from the date of your injury/illness to receive treatment). |
| Maximum Medical Benefit Per Person | Age 14 days to Age 69 years: Maximum coverage choices per Injury/Sickness include: $50,000, $75,000, $100,000, $125,000,and $150,000 Age 70 years to 99 years: Maximum coverage choices per Injury/Sickness include: $50,000, $75,000, or $100,000 Note: For ages below 14 days and above 100 years, not eligible to purchase this plan |
| Deductible | Choices of $0, $50, and $100 (Ages 70+ only $100 or $200 option) Note: The deductible is per injury or sickness and per person on the policy Higher the selected deductible, lower the premium cost paid to purchase for selected maximum coverage |
| Acute Onset of a Pre-existing Condition | For Age below 70 years: Up to Selected Medical Maximum per coverage period for Medical Expense Benefits (amounts limited for each benefit per schedule), and Up to 25,000 per coverage period for Emergency Medical Evacuation |
For Age above 70 years:
Not eligible to purchase this policy if insured is 70 years or older
Note: Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed
with reasonable medical certainty during the 180 days (365 days if 70 and older) before your coverage on Inbound USA Basic began, whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 180 days (365 days if 70 and older) before the effective date.
Only “Acute Onset of Pre-existing conditions” is covered for ages below 70 years for non-U.S. Citizens visiting USA, up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United States during your coverage period, and if you receive treatment in the United States within 24 hours of the sudden and unexpected recurrence.
A pre-existing condition that is chronic, congenital or gradually worsens over time is not covered.Maternity CoverageFor age below 70 years, maternity benefits are provided if conception occurs at least 90 days after policy effective date
Note: Coverage limited to amounts as fixed in the brochure and up to the plan type medical maximum selectedAccidental Death & Dismemberment (AD&D)For all plan types, principal sum limits of $25,000 for insured
Note: This benefit applies for Common Carrier Accidental onlyInpatient Hospital ExpensesHospital Room & Boarding charges, including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous charges
Charges for Intensive Care Unit (ICU) & Surgical Treatment
Pre-admission tests w/in 7 days before hospital admission
Doctor fees including Assistant Surgeon, Non-Surgical Visits by Physician, consulting physician requested by attending physician, anesthetist & private duty nurse
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selectedOutpatient Medical ExpensesCharges for outpatient surgical treatment, use of outpatient surgical facility
Fees for Doctor, Anesthetist, Assistant Surgeon, Non-Surgical Physician
Hospital Emergency Room, Urgent Care, Diagnostic X-rays, CAT scan, PET scan or MRI, Laboratory Services, Prescription Drugs (per coverage period)
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selectedOther Treatment & ServicesDental Treatment for Injury to Sound, Natural Teeth
Physiotherapy
Initial orthopedic prosthesis or brace
Chemotherapy and/or Radiation Therapy
Durable Medical Equipment
Ambulance Services
Note: Limited to amounts and number of visits as fixed in the plan brochure for plan type selectedMental & Nervous Disorder & Substance AbuseSame as any sicknessEmergency Medical EvacuationUp to $50,000 (in addition to the medical maximum)Return or Repatriation of Mortal RemainsUp to $25,000Local Cremation or BurialUp to $5,000Exclusions & LimitationsExclusions apply, see Exclusions & Limitations section in plan brochure for detailsPre-certification RequirementsSee pre-certification section in plan brochure for details, pre-certification does not guarantee benefits.Claims & ReimbursementSubmit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days
Note: Inbound Basic Insurance Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense
Claim payments can be converted to a currency of your choiceCancellation & RefundBefore coverage start date, full plan cost refunded
After coverage start date, the unused portion of your plan cost is refunded minus a cancellation fee of $25, if no claims filed under the policy already
Note: A written (email) request is requiredWorldwide Assistance247/365 Seven Corners Assist service includedPlan AdministratorSeven Corners Insurance handles all claims and policy administration servicesInsurance UnderwriterUnderwritten by Certain Underwriters at Lloyd’s of London, the oldest underwriter in the worldRatings of Insurance CompanyA.M. Best: “A” (Excellent) and Standard & Poor’s: “A+” (Strong)Quote & Buy OnlineInbound Basic Insurance Quote
Disclaimer: The information provided on this page is only a summary, be sure to read plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.
Inbound USA Basic Insurance Plan Brochure
Review the common plan brochure for all the Inbound USA plan types: Basic, Choice or Elite.
Inbound USA Basic Insurance Certificate
Review the Inbound USA Basic policy details in the master certificate of coverage document for detailed information on the plan.
- Inbound USA Basic Insurance Certificate by Lloyds
Inbound USA Basic Insurance PPO Network
Inbound USA Basic is a fixed-benefit plan has NO PPO network of doctors, hospitals, labs, and other caregivers. Seek care with any qualified physician, primary care or specialist office, medical facility, and submit your bills for reimbursement.
Inbound USA Basic Insurance - Quote/Buy Online or Apply
Quote, apply and buy the Inbound USA Basic policy securely and instantly online. Alternatively, print/ and complete the paper application to send along with the requisite premium amount payment to the address on application.
- Quote/Buy Online: Get instant quote & Buy Inbound USA Basic Insurance coverage online.
- Application Form: Complete, mail/fax the Inbound USA Basic Insurance Paper Application along with the required premium payment.
Inbound USA Basic Insurance - Renew/Extend Coverage
Inbound USA Basic visitor insurance coverage duration can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.
- Renew Policy: Extend the Inbound USA Basic visitor insurance policy coverage dates using the Renew Inbound USA Insurance link.
Inbound USA Basic Cancellation & Refund Rules
Below are the rules pertaining to cancellation of the policy and refund of premium.
- Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
- Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.
Inbound USA Basic Insurance Plan FAQ
Below are some of the questions frequently asked with the Inbound USA Basic Insurance plan gathered over many years:
What are the common terms used in the Inbound USA Basic plan?
Medical Maximum, Deductible, Coinsurance are commonly referenced
Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.
Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.