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Seven Corners Travel Medical Choice – USA

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Seven Corners Travel Medical Choice (including USA)

Seven Corners Travel Medical Choice - USA is a comprehensive insurance plan for non-U.S. citizens and non-U.S. residents traveling to the United States, purchase coverage from 5 days up to 364 days, renewable.

COVID-19 / SARS-CoV-2 / Coronavirus  Seven Corners Travel Medical Choice – USA plan includes coverage for testing/treatment of COVID19. The World Health Organization (WHO) and the U.S. Centers for Disease Control and Prevention (CDC) declared it as a global pandemic in 2020.

Seven Corners Travel Medical Choice USA policy is designed to protect visitors to the USA and travelers to the United States of America while outside their home country. The plan provides comprehensive travel medical insurance coverage for non-U.S. citizens and non-U.S. residents traveling to the United States.

The Seven Corners Travel Medical Choice USA plan offers up to $1 million coverage from a minimum duration of 5 days up to a maximum of 364 days. To buy this plan, you must be a non-U.S. resident and non-U.S. citizen visiting the United States who is at least 14 days of age or older. Green Card/Permanent Resident cardholders/Dual US Citizens may not buy this plan.

The Seven Corners Travel Medical Choice USA plan is designed to provide comprehensive medical coverage for non-U.S. citizens visiting the United States, where healthcare costs can be very high. It meets the requirements for certain visas, such as the Schengen visa. Pricing varies based on factors like age, trip cost, and destination, but actual premium rates can be quoted online.

Seven Corners Travel Medical Choice USA Insurance is administered by Seven Corners Travel Insurance and is underwritten by Crum & Forster, SPC, rated A (Excellent) by AM Best. C&F is a United States Fire Insurance company.

Seven Corners Travel Medical USA Insurance Plans

Seven Corners Travel Medical USA is available in two plan options:

Seven Corners Travel Medical Choice USA Review

Popular Coverage for Visiting USA  COVID-19 

Notes: Popular comprehensive medical coverage for non-U.S. residents and non-U.S. citizens traveling to the USA and elsewhere,  includes sudden relapse with acute-onset pre-existing condition benefits for ages below 70 years. Covers Covid-19. Renewable.

Eligibility: Any foreign national (non-U.S. resident and non-U.S. citizen) individuals and/or family visiting the USA or traveling to any other nation outside home country.

Coverage Duration: Minimum of 5 days to maximum of 1 year (364 days)

Amounts:

  • Member maximum limits: $50K to $1 million
  • Choice of deductible: $0 to $5,000
  • AD&D benefit: $10K (included)

PPO Network: For treatment received outside the USA, plan has no Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.

Renew or Extend: Plan renewable or extendable to total period of 364 days prior to expiration date of policy.

Renew Online

Other Highlights

  • Provides protection for foreign nationals visiting the USA
  • Covers worldwide trips outside your home country
  • For ages of  above 14 days and below 100 years
  • Green Card/Permanent Resident cardholders not eligible
  • Sickness/injury plan for USA visitors & travelers
  • Includes coverage for Covid-19/Coronavirus
  • Acute-onset of pre-conditions included
  • Quote & purchase online for single trip
  • Optional riders to policy available

Seven Corners Travel Medical Choice USA Insurance Policy Information

Seven Corners Travel Medical Choice Insurance (Including US) is the popular plan offering benefits for non-US citizens of any nation when traveling to the United States and outside home residency country, plan offers renewable coverage with up to $1,000,000 in medical benefits. The plan covers COVID-19 the same as any other illness for all ages. It also offers you choice of deductible, a medical maximum up to $1,000,000 for most ages and a $500,000 emergency medical evacuation benefit. And, there is no coinsurance if you receive treatment in network in the USA and plan pays 90% outside the network. Policy Underwritten By: Crum & Forster SPC & AM Best Rating: A (Excellent).

Seven Corners Travel Medical Choice (USA) - Plan Overview

  • Plan Highlights:
    • Suited for foreign nationals visiting USA and traveling to other nations outside home country
    •  Travel medical insurance for individuals/families for travel including the United States
    • Visitor health insurance for non-U.S. citizens and non-US residents visiting the USA
    • Comprehensive plan that provides up to US$1,000,000 medical coverage
    • Plan offers coverage for COVID19 treatment and care.
    • Wide PPO network, of hospital or doctor can be consulted and save on co-insurance options
    • Coverage for age group of minimum of 14 days old onwards up to 80+ years
    • US$10,000 Accidental Death and Dismemberment benefits
    • Medical Evacuation and Emergency Reunion benefits included
  • Eligibility: Visitors to the USA and travelers visiting outside their home country.
  • Policy Maximum: Plan offers maximum coverage from US $50,000 to $1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 or $100,000 and for 80 years and older it is $10,000.
  • Plan Deductible: Options of US $0, $100, $250, $500, $1000, $2500 or $5,000 deductible per certificate period.
  • Duration: Minimum period of 5 days to maximum period of 364 days.
  • Acute Onset of Pre-Existing Conditions: Provides as follows: Cardiac Condition and/or Stroke: 14 days to 69 years old: $50,000
    70 to 79 years old: $5,000 80 years and older: N/A
    Other than Cardiac Condition and/or Stroke:
    14 days to 69 years old: $75,000 70 to 79 years old: $7,500
    80 years and older: N/A
  • Coverage for COVID-19: Provides COVID-19 treatment benefit up up to $100,000* in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2.
  • Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
  • Claims Form: Download the claim form using Seven Corners Insurance Claims link.
  • Administrator: Plan is administered by Seven Corners Inc.
  • Underwriter: Underwritten by Crum & Forster SPC & AM Best Rating: A (Excellent).

Seven Corners Travel Medical Choice (USA) Plan Details

The policy is designed for relatives/parents visiting USA, tourists and travelers visiting the US from any foreign destination country. Plan includes coverage for testing/treatment of the Covid-19 sickness.

Seven Corners Travel Medical Choice USA
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Plan Brochure Seven Corners Travel Medical Choice USA Insurance Brochure
Coverage Period or Duration Coverage period minimum duration of 5 days and maximum length of 364 days (12 months)
Coverage Area Worldwide coverage ages with “Excluding” or “Including” the United States options available
Benefit Period 180 days (amount of time you have from the date of your injury/illness to receive treatment).
Maximum Medical Benefit Per Person Ages 14 days to 69 years: $50,000, $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000
Ages 70-79 years: $50,000
Ages 80+ years: $15,000
Note: For ages 70-79 years needing worldwide “Excluding” the United States, medical maximum of $100,000 also available
Deductible Choices include: $0; $100; $250; $500; $1,000; $2,500, and $5,000.
Note: There is a maximum of 3 coverage period deductibles per family
Coinsurance Options For treatment received inside USA:
In PPO Network: 90% of the first $5,000, then 100% up to the Medical Maximum
Out of PPO Network: 80% of the first $5,000, then 100% to the Medical MaximumFor treatment received outside of the U.S.:
Outside the United States: Plan pays 100% of eligible expenses
Note: Co-insurance is applied per person per period of coverage
Hospital Room & Board URC Up to Plan Maximum.
Inpatient Hospital Services URC Up to Plan Maximum.
Outpatient Hospital / Clinical Services URC Up to Plan Maximum.
Emergency Room Services URC Up to Plan Maximum.
Doctor’s Office Visits URC Up to Plan Maximum.
Prescription Drugs URC Up to Plan Maximum.
Home Healthcare $2,500 Maximum
Local Ambulance $10,000 Maximum
Hospital Indemnity Applies outside the United States & Canada; $150 per day to a maximum of 30 days.
Coma Benefit $25,000 (in addition to Medical Maximum)
Claims Precertification Required in the United States
If not pre-certified, 25% penalty applies
Note: Penalty does not apply to emergency
Home Country Coverage Incidental Trips to the home country: Up to $10,000 for incidental trips to Home Country
Home Country Extension of Benefits: Up to $10,000 upon return to Home Country
Pre-existing Condition Coverage US Residents outside of the United States: Waiver of Pre-existing Conditions up to $50,000 for below age 70 (age 70+, up to $10,000). Emergency Services & Assistance limited to $25,000
Non-US Residents traveling to the United States: Acute Onset of a Pre-existing Condition up to $30,000 for below age 70 (age 70+, up to $5,000). Emergency Services & Assistance limited to $25,000
Dental Benefit Sudden Relief of Dental Pain: $200
Emergency Dental Accident Coverage: $5,000
Emergency Medical Evacuation Up to $1,000,000 (in addition to the medical maximum)
Return or Repatriation of Mortal Remains Up to $50,000 lifetime maximum
Local Cremation or Burial Up to $5,000
Emergency Medical Reunion Up to $200 per day / $50,000 maximum limit
Accidental Death & Dismemberment (AD&D) Limits of $50,000 for insured or travel companion, $5,000 for dependent children, and aggregate limit of $250,000 all insured under plan
Note: In the event of a Common Carrier Accidental Death, this benefit will not be paid
Common Carrier Accidental Death Benefit $50,000 for insured or travel companion; $10,000 per child ; and aggregate limit of $250,000 all insured under plan
Hospital Expenses Hospital Room & Boarding charges, Intensive Care Unit & Expenses for Inpatient and Outpatient Care
Up to Usual, Reasonable & Customary (URC) to the medical maximum
Hospital Indemnity $150/night to a maximum of 30 days per occurrence, while traveling outside the U.S.
Note: This amount is paid for the hospital incidental charges, and separate from the hospital treatment expenses
Coma Benefit $50,000 (in addition to the medical maximum)
Political Evacuation Up to $50,000 lifetime maximum
Natural Disaster Benefit Daily Benefit Up to $100 per day for 5 days
Natural Disaster Evacuation Up to $50,000 lifetime maximum
Return of Minor Children Up to $50,000 lifetime maximum
Terrorism Coverage Up to $50,000 lifetime maximum
Felonious Assault Up to $10,000 (in addition to the medical maximum)
Hazardous Activities (Optional) Up to Plan Maximum
Loss of Checked Baggage Up to $50 per article / $500 per occurrence maximum
Trip Interruption $5,000 per occurrence
Personal Liability Up to $50,000 maximum
Worldwide Assistance 247/365 Seven Corners Assist service included
Plan Administrator Seven Corners Insurance handles all claims and policy administration services
Insurance Underwriter Policy underwritten by Crum & Forster SPC, a United States Fire Insurance Company.
Ratings of Insurance Company A.M. Best: “A” (Excellent) and Standard & Poor’s: “A+” (Strong)
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Disclaimer: The information provided on this page is only a summary of Liaison Travel Medical Insurance, be sure to read plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.

Seven Corners Travel Medical Choice USA Insurance Plan Brochure

Review the Seven Corners Travel Medical Choice USA Insurance Brochure for policy information, coverage features and plan summary of benefits.

Seven Corners Travel Medical Choice USA Insurance Certificate

Read the plan exclusions, program summary and description of coverage details in the Seven Corners Travel Medical Choice USA Insurance Certificate.

Seven Corners Travel Medical Choice USA Insurance PPO Network

The plan has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers. Seeking care within the PPO network gives you saving in coinsurance charges.

Seven Corners Travel Medical Choice USA Insurance - Quote/Buy Online or Apply

Quote/Buy Seven Corners Travel Medical Choice USA policy instantly online and print the ID cards instantly.

Seven Corners Travel Medical Choice USA Insurance - Renew/Extend Coverage

The plan coverage duration can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.

Seven Corners Travel Medical Choice USA Insurance Cancellation & Refund Rules

Below are the rules pertaining to cancellation of the policy and refund of premium.

  • Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
  • Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.

Seven Corners Travel Medical Choice USA Insurance Plan FAQ

Below are some of the questions frequently asked queries about the plan gathered from client interactions:

Who is eligible to purchase the Seven Corners Travel Medical Choice USA policy?

Non-US citizens and non-US residents visiting the USA and traveling outside home country

Seven Corners Travel Medical Choice USA Insurance provides protection to foreign nationals (non-US citizens and non-US residents) while visiting the United States and while anyone traveling internationally outside their home country of residence. You are covered for worldwide trips that include the USA if you are traveling outside of your home country, which is the country where you have your permanent residence. Travelers must be non-U.S. residents and non-U.S. citizens who are 14 days of age or older. United States citizens, including those with dual citizenship, and Green Card/Permanent Resident cardholders cannot buy this plan for travel to the Unit- ed States and U.S. territories.

What are the common terms used in the Seven Corners Travel Medical Choice USA plan?

Medical Maximum, Deductible, Coinsurance are commonly referenced

Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.