If you have you moved to the United States from another country, then most likely your elder parents and/or senior relatives will visit you in the U.S. And also your parents would likely enjoy the experience of visiting you in your new home country of the United States of America. From a practical perspective, one issue you will need to tackle is how you would obtain medical care for them if they were to become ill due to sickness during their visit or injured while visiting you in the United States. The US medical and health care system is not cheap, and healthcare expenses for sickness or illness, injury or accident in USA can lead to financial burden and stress for the visiting individual and/or immediate caregiver family.
Parents visitor insurance or visitors medical insurance for parents for visiting USA are plans designed to cover medical expenses for sickness or injury while visiting USA, from foreign countries such as India, China, South Asia, etc. Your visiting parents will not enjoy the same benefits of the health insurance plans they have in their home country. That could leave them susceptible to dire financial consequences if an accident occurs while in the U.S. With a good parents visitor insurance USA policy, if the unfortunate emergency situation occurs and your parent becomes ill or injured, they will have the same access to high quality medical treatment that you enjoy, and they will have it at a very reasonable price. A medical issue would already be a big enough problem for your parents U.S. visit; do not let things become any worse by leaving them with expensive medical bills. That is why it is so important to have parents visitor insurance as an effective visitor medical insurance plan in place for how to protect you financially if one of these problems arises.
Visitor insurance for parents or parents visitor insurance provides the insured the required protection by insuring any risk of unforeseen medical expenses while in the US, or also offers coverage during visiting USA or for overseas travel to any foreign destination outside home country. Insurance providers have designed an array of plans specifically for elder relatives or parents as visitors to USA and travelers worldwide that feature basic fixed benefit to comprehensive coverage. The plan premium cost depends on many factors including the age and gender of the applicant, choice of basic or comprehensive coverage opted, maximum benefit amount.
Below are are the plan suggestions based on age of relatives or parents visiting USA:
Age below 70 years, best plans for relatives or parents visiting USA
- Atlas America Insurance (up to $2 million max limits)
- Patriot America Plus Insurance (up to $500K max coverage)
Ages 70-79 years, best health coverage for parents visiting America
- Atlas America Insurance ($50K or $100K or $250K maximum coverage)
- Patriot Platinum Insurance ($100K maximum)
- Patriot America Insurance ($50K maximum)
Ages 80+ years, best medical plan options for parents visiting USA