Travel Medical USA Visitor Insurance (Choice & Basic)
Travel Medical USA Visitor Insurance, earlier known as Inbound USA Insurance is a fixed benefit plan for visitors to the USA, Choice & Basic coverage options, purchase from 5 up to 364 days, renewable up to 3 years.
COVID-19 / SARS-CoV-2 / Coronavirus Travel Medical USA Visitor Insurance plan, previously called Inbound USA Insurance, includes coverage for testing/treatment of COVID19. The World Health Organization (WHO) and the U.S. Centers for Disease Control and Prevention (CDC) declared it as a global pandemic in 2020.
Travel Medical USA Visitor Insurance (Choice & Basic) (earlier known as Inbound USA Insurance) is a poplar scheduled program providing fixed benefit medical coverage for non-U.S. citizens and residents traveling to the United States, for business, pleasure, or to study. The plan comes in Choice & Basic options and provides injury and sickness medical insurance coverage for visitors to the USA, and can be purchased by families and individuals who travel to America for as little as 5 days up to 364 days, and renewable up to 1092 days for continuous protection.
The Travel Medical USA Visitor Insurance (Choice & Basic) (earlier known as Inbound USA Insurance) plan offers a choice of coverage maximums and deductibles based on age. The policy can be purchased from a minimum duration of 5 days up to a maximum of 364 days, and can renewed up to 3 years. To buy this plan, you must be a non-U.S. resident and non-U.S. citizen visiting the United States who is at least 14 days of age or older. Green Card/Permanent Resident cardholders/Dual US Citizens may not buy this plan.
The Travel Medical USA Visitor Insurance (Choice & Basic) (earlier known as Inbound USA Insurance) plan is designed to provide fixed benefit medical coverage for sickness or injury while visiting the United States, where healthcare costs can be very high. Premium pricing costs varies based on factors like age, trip duration, and destination, but actual rates can be quoted instantly online.
- Quote and Buy Travel Medical USA Visitor Insurance online
- Review the Travel Medical USA Visitor Insurance Brochure
- Review the Travel Medical USA Visitor Insurance Certificate
Travel Medical USA Visitor Insurance (Choice & Basic) (earlier known as Inbound USA Insurance) is administered by Seven Corners Travel Insurance and is underwritten by Certain Underwriters at Lloyd’s of London, rated A (Excellent) by AM Best.
Travel Medical USA Visitor Insurance - Choice & Basic Plans
Travel Medical USA Visitor Insurance (Choice & Basic) (earlier known as Inbound USA Insurance) is available in two plan options:
- Travel Medical USA Visitor Choice – Popular balanced fixed benefit plan option, renew up to 1092 days (3 years).
- Travel Medical USA Visitor Basic – Reliable and economical fixed benefit plan selection, renew up to 1092 days (3 years).
Travel Medical USA Visitor Insurance Review
Inbound USA Insurance – Choice & Basic Fixed Plans
Notes: This Travel Medical USA Visitor Insurance (Choice & Basic) plan was earlier called Inbound USA Insurance. The Choice plan offers a balanced option while the Basic plan offers an economical option, both are scheduled or fixed medical coverage policies for visitors to the USA, available for ages below 100 years visiting the USA. Renewable.
Eligibility: Any foreign resident individuals and/or family, above age 14 days, and visiting the USA only.
Coverage Duration: Minimum of 5 days to maximum purchase duration of 1 year (364 days)
Amounts:
- Member maximum limits: $50K, $100K, $250K (14 days to 69 years old),$50K, $100K (70 to 99 years old)
- Choose deductible: $0; $50; $100 (14 days to 69 years old), $100; $200 (70 to 99 years old)
- AD&D benefit: $25K (included)
PPO Network: No Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.
Renew or Extend: Renewable up to 3 years (1092 days), extend policy expiration dates prior to expiration, $5 additional renewal fee applies.
Other Highlights
- Previously known as Inbound USA Insurance
- Foreign nationals visiting the USA
- Sickness/injury plans for visitors to America
- Acute-onset of pre-conditions included
- Quote & purchase online for single trip
- Optional riders to policy available
Travel Medical USA Visitor Insurance Information
Travel Medical USA Visitor Insurance (Choice & Basic) (earlier known as Inbound USA Insurance) is a popular fixed benefit plan available in Choice and Basic options, both offering scheduled benefits for non-US citizens or non-US residents when traveling to the United States. The plan offers renewable coverage, and covers COVID-19 the same as any other illness for all ages. It also offers you choice of deductibles and medical maximums based on age of insured. The plan does not have a PPO network and offers the freedom to seek care with any doctor or hospital. Policy is underwritten by Certain Underwriters at Lloyd’s of London, rated “A” (Excellent) by A.M. Best.
Travel Medical USA Visitor Insurance - Plan Overview
Travel Medical USA Visitor Insurance (Choice & Basic) (earlier known as Inbound USA Insurance) is available in a balanced Choice option and an economical Basic option, both are scheduled benefit programs providing up to 3 years of reliable medical coverage for non-U.S. citizens visiting the United States, for business, pleasure, or to study. Inbound USA Insurance provides injury and sickness medical insurance coverage for visitors to USA, with continuous and renewable protection for families and individuals who travel between 5 days to 1092 days. The Inbound USA Insurance plan includes coverage for hospitalization, surgery, prescription drugs, ambulance service, physiotherapy treatment, doctor visits and more.
Inbound USA Insurance Visitor Health Insurance review of plan features and benefits covered:
- Previously known as Inbound USA Insurance
- Fixed benefit plan with deductible per incident, injury or sickness
- Coverage for U.S visitors ages from 14 days or older
- Plan available with $150,000 maximum coverage
- Medical benefits for non-U.S. citizens visiting USA
- Ideal for foreign visitors traveling to the United States
- Offers emergency medical evacuation up to $50,000 and repatriation
- Very affordable rates with a choice of deductibles/maximums
- Acute Onset of a Pre-existing Condition coverage available
- No network, choose any hospital or doctor for care
- Includes Accidental Death and Dismemberment (AD&D) benefits
- Total coverage duration of 364-days and policy renews to 1092 days
- Includes 24 hour assistance service
- Plan must be effective within 24 months of U.S. arrival
- Scheduled Benefit plan offering competitive rates
- Renewable USA coverage up to 1092 days
- Guaranteed issue policy and applicant cannot be turned down
- Underwritten by Certain Underwriters at Lloyd’s of London
- Rated “A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s
Seven Corners Travel Medical USA Visitor Choice Insurance Plan Details
Travel Medical USA Visitor Insurance (earlier known as Inbound USA Insurance) plan provides visitor medical insurance for non-U.S. citizens visiting USA who is at least 14 days old and below age 100 years, and traveling to the U.S. for business, pleasure, or to study. Inbound USA Insurance plan offers continuous coverage protection from a minimum 5 days to maximum duration of 364 days (1 year) and is renewable for three 364-day coverage periods (total duration 1092 days). Review Inbound USA Insurance plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.
| Plan Name | Travel Medical USA Visitor Insurance (earlier known as Inbound USA Insurance) |
| Quote & Buy Online | Buy Travel Medical USA Visitor Insurance |
| Renew Coverage Online | Renew Travel Medical USA Visitor Choice Insurance for total coverage period of of 1092 days (3 years), a $5 renewal fee applies each time you renew |
| Review Plan Brochure | Travel Medical USA Visitor Insurance Brochure |
| Coverage Period or Duration | Travel Medical USA Visitor Insurance Coverage period minimum length of 5 days to maximum of 364 days |
| Benefit Period | 180 days (amount of time you have from the date of your injury/illness to receive treatment). |
| Maximum Medical Benefit Per Person | Maximum coverage choices per Injury/Sickness: $50K, $100K, $250K (14 days to 69 years old) $50K, $100K (70 to 99 years old) Note: For ages below 14 days and above 100 years, not eligible to purchase this plan |
| Deductible | Deductible Choices of $0, $50, and $100, 70+ age: Choices of $100 and $200 Note: The deductible is per injury or sickness and per person on the policy Higher the selected deductible, lower the premium cost paid to purchase for selected maximum coverage |
| Acute Onset of a Pre-existing Condition | For Age below 70 years: Up to Selected Medical Maximum per coverage period for Medical Expense Benefits (amounts limited for each benefit per schedule), and Up to 25,000 per coverage period for Emergency Medical EvacuationFor Age above 70 years: Not available if insured is 70 years or olderNote: Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your coverage began (365 days for those 70 and older), whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 180 days before the effective date. Only “Acute Onset of Pre-existing conditions” is covered for ages below 70 years for non-U.S. Citizens visiting USA, up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United States during your coverage period, and if you receive treatment in the United States within 24 hours of the sudden and unexpected recurrence. A pre-existing condition that is chronic, congenital or gradually worsens over time is not covered. |
| Accidental Death & Dismemberment (AD&D) | For all plan types, principal sum limits of $25,000 for insured Note: This benefit applies for Common Carrier Accidental only |
| Inpatient Hospital Expenses | Hospital Room & Boarding charges, including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous charges Charges for Intensive Care Unit (ICU) & Surgical Treatment Pre-admission tests w/in 7 days before hospital admission Doctor fees including Assistant Surgeon, Non-Surgical Visits by Physician, consulting physician requested by attending physician, anesthetist & private duty nurse Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected |
| Outpatient Medical Expenses | Charges for outpatient surgical treatment, use of outpatient surgical facility Fees for Doctor, Anesthetist, Assistant Surgeon, Non-Surgical Physician Hospital Emergency Room, Urgent Care, Diagnostic X-rays, CAT scan, PET scan or MRI, Laboratory Services, Prescription Drugs (per coverage period) Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected |
| Other Treatment & Services | Dental Treatment for Injury to Sound, Natural Teeth Physiotherapy Initial orthopedic prosthesis or brace Chemotherapy and/or Radiation Therapy Durable Medical Equipment Ambulance Services Note: Limited to amounts and number of visits as fixed in the plan brochure for plan type selected |
| Mental & Nervous Disorder & Substance Abuse | Same as any sickness |
| Emergency Medical Evacuation | Up to $50,000 (in addition to the medical maximum) |
| Return or Repatriation of Mortal Remains | Up to $25,000 |
| Local Cremation or Burial | Up to $5,000 |
| Exclusions & Limitations | Exclusions apply, see Exclusions & Limitations section in plan brochure for details |
| Pre-certification Requirements | See pre-certification section in plan brochure for details, pre-certification does not guarantee benefits. |
| Claims & Reimbursement | Submit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days Note: Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense Claim payments can be converted to a currency of your choice |
| Cancellation & Refund | Before coverage start date, full plan cost refunded After coverage start date, the unused portion of your plan cost is refunded minus a cancellation fee of $25, if no claims filed under the policy already Note: A written (email) request is required |
| Worldwide Assistance | 247/365 Seven Corners Assist service included |
| Plan Administrator | Seven Corners Insurance handles all claims and policy administration services |
| Insurance Underwriter | Underwritten by Certain Underwriters at Lloyd’s of London, the oldest underwriter in the world |
| Ratings of Insurance Company | A.M. Best: “A” (Excellent) and Standard & Poor’s: “A+” (Strong) |
| Quote & Buy Online | Travel Medical USA Visitor Insurance Quote |
Disclaimer: The information provided on this page is only a summary, be sure to read plan brochure and policy certificate for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.
Travel Medical USA Visitor Insurance Plan Brochure
Review the plan brochure including the summary of benefits offered by the plan.
Travel Medical USA Visitor Choice Insurance Certificate
Review the policy details in the master certificate of coverage document for detailed information on the plan.
Travel Medical USA Visitor Insurance PPO Network
Travel Medical USA Visitor Insurance (earlier known as Inbound USA Insurance) is a fixed-benefit plan and has NO PPO network of doctors, hospitals, labs, and other caregivers. Seek care with any qualified physician, primary care or specialist office, medical facility, and submit your bills for reimbursement.
Travel Medical USA Visitor Insurance - Quote/Buy Online or Apply
Quote, apply, and purchase the Inbound USA Insurance policy securely and instantly online.
- Quote/Buy Online: Get instant quote & Buy Seven Corners Travel Medical USA Visitor Choice Insurance coverage online along with the required premium payment.
Travel Medical USA Visitor Insurance - Renew/Extend Coverage
Travel Medical USA Visitor Insurance (earlier known as Inbound USA Insurance) coverage duration can be extended or renewed to a maximum period of 1092 days (3 years). A $5 renewal additional fee apples for each renewal application.
- Renew Policy: Extend this visitor insurance policy coverage dates using the Renew Online link.
Travel Medical USA Visitor Insurance - Cancellation & Refund Rules
Below are the rules pertaining to cancellation of the policy and refund of premium.
- Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
- Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.
Travel Medical USA Visitor Insurance Plan FAQ
Below are some of the questions frequently asked with the Travel Medical USA Visitor Insurance plan gathered over many years:
What are the common terms used in the Travel Medical USA Visitor Insurance plan?
Medical Maximum, Deductible, Coinsurance are commonly referenced
Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.
Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.