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Patriot Multi-Trip Group Insurance

Patriot Multi-Trip Group Annual Travel Medical Insurance for Groups 5+

Review the Patriot Multi-Trip Group Insurance plan that offers comprehensive annual travel medical coverage benefits for groups of 5 or more individuals going on multiple trips over the year. Patriot Multi-Trip Group plan is suited for groups of corporate professional, business executives, or frequent travelers visiting USA or traveling outside home country.

COVID-19 / SARS-CoV-2 / Coronavirus  Patriot Multi-Trip Group plan DOES NOT include coverage for testing/treatment of COVID19 after The World Health Organization (WHO) issued a global pandemic warning, and the U.S. Centers for Disease Control and Prevention (CDC) issued a level 3 travel warning to avoid nonessential travel.

Review the Patriot Multi-Trip Group Insurance policy offering annual comprehensive travel medical coverage for groups of 5 or more undertaking multiple short trips of 30 or 45 days duration or less overs the course of a year. Patriot Business Travel Insurance covers multiple trips in a year. Two plan options are available, Patriot Multi-Trip Group America for 5+ groups of foreign residents visiting the USA (and other nations), and Patriot Multi-Trip Group International for 5+ groups of USA residents or foreign residents traveling abroad outside America to any destination country outside their home country. Patriot MultiTrip Group is a group short-term professional business travel health insurance, is NOT extendable or renewable, purchase a fresh new policy annually for 12 months of coverage.

Patriot Multi-Trip Group Insurance is a annual international travel medical insurance coverage for groups of 5+ that offers protection up to for business travelers (individual or family) who make multiple visits to USA or take frequent trips abroad throughout the year. The Group plan is best suited for groups of business executives or trade professionals or global residents who as frequent USA visitors or international travers need a simple annual policy to buy and not worry about purchasing the coverage each time they travel outside their home country. This group plan is designed for 5 or more individuals who that take multiple trips throughout the year outside their home country and offers the ease and convenience of purchasing a single annual plan at an affordable annual premium.

Patriot Multi-Trip Group Travel Insurance is designed for 5 or more individuals who travel frequently outside their home country throughout the year. The group plan offers the ease and convenience of purchasing an affordable single annual premium plan for the entire group that provides coverage for trips up to 30 or 45 days in length for each trip taken during a period of 12 months. The group plan provides up to $1,000,000 of medical coverage and services.

Patriot Multi-Trip Travel Insurance offers two plans choices – Patriot Multi-Trip America provides coverage for non-U.S. citizens traveling outside their home country, and Patriot Multi-Trip International provides coverage for U.S. citizens traveling outside the United States.

Patriot Multi-Trip Insurance is a leading visitor travel medical insurance plan for visitors, and is designed to take the risk out of professional travel and includes coverage for emergency medical evacuation, repatriation, and offers pre-existing condition (acute onset) visitor insurance coverage for USA visitors.

Patriot Multi Trip Insurance is administered worldwide by International Medical Group (IMG), and the policy coverage is underwritten and issued by SiriusPoint Specialty Insurance Corporation, rated A (excellent) by A.M.Best and A- by Standard & Poor’s.

Patriot Multi-Trip Group Insurance Review

Annual Travel Insurance

VIS Product Rating:

Notes: Annual travel medical plan suited for groups of 5 or more business travelers making frequent trips outside home country, each with duration of 30 or 45 days, or less. Plan is secondary to primary health policy in home country.

Eligibility: Groups of 5+ busy individuals, above age 14 days, and visiting the USA, or traveling outside home country.

Coverage Duration: Annual plan with coverage of 1 year (365 days)

Amounts:

  • Member maximum limits: $50K to $1 million
  • Choice of deductible: $0 to $2,500
  • AD&D benefit: $25K (included), additional to $1 million

PPO Network: No Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.

Renew or Extend: Not renewable, purchase new policy coverage next year.

Other Highlights

  • Groups of 5 or more individuals
  • Business travelers frequently visiting the USA
  • Busy professional or executives needing annual plan
  • Sickness/injury plan for coverage worldwide
  • Acute-onset of pre-conditions included
  • Quote & purchase a single policy online
  • Optional riders to policy available

Patriot Multi-Trip Group Insurance Policy Information

Review the IMG Patriot Multi-Trip Group Insurance policy offering groups of 5 or more individuals with annual comprehensive travel medical coverage for multiple short trips of 30 or 45 days duration or less overs the course of a year. Patriot Group Business Travel Insurance covers multiple trips in a year.

Two plan options are available:

  • Patriot Multi-Trip Group America for 5+ foreign residents visiting the USA (and other nations).
  • Patriot Multi-Trip Group International for 5+ USA residents or foreign residents traveling abroad outside America to any destination country outside their home country.

Patriot MultiTrip Group is a short-term professional business travel health insurance for groups of 5+, NOT extendable and renewable annually for 12 months of coverage.

Patriot Multi-Trip Group Insurance - Plan Overview

Patriot Multi-Trip Group Insurance review of plan highlights:

  • Eligibility: Annual plan for 5+ individuals frequently visiting USA or traveling abroad.
  • Two plan designs – one for U.S. citizens and one for non-U.S. citizens
  • Multiple trip group coverage throughout the year – choice of 30 days or 45 days in length
  • Coverage for frequent traveler groups, traveling for a period of 12 months
  • Maximum Limit $1,000,000 with individual deductible – $250 per each covered illness
  • Hospitalization, surgery, prescription drugs, ambulance service, emergency dental treatment and doctor visits.
  • Common Carrier Accidental Benefit and Accidental Death and Dismemberment (AD&D)
  • Immediate coverage available, print virtual ID cards instantly after purchase.
  • Annual premium for full year of coverage and a single policy purchase
  • Coverage available for dependent(s) and/or spouse
  • Universal Rx pharmacy discount savings with prescription card
  • Guarantee issued policy as no medical underwriting to determine eligibility
  • Freedom to seek treatment with the hospital or doctor of your choice
  • Emergency medical evacuations and repatriation of mortal remains
  • Political evacuations and terrorism coverage included
  • Sports coverage for certain extreme or hazardous adventure sports activities
  • Crisis response benefit to offset ransom, personal belongings surrendered during a kidnapping, and expenses and fees.
  • Personal liability benefit useful for business persons
  • Renew online to extend policy coverage dates up to 12 months.
  • 24 hour secure access from anywhere in the world to manage your account at any time
  • Administered by International Medical Group (IMG)
  • Underwritten by SiriusPoint Specialty Insurance Corporation

Patriot Multi-Trip Group Plan Details

Patriot Multi-Trip Group Travel Medical Insurance plan highlights and policy details are as follows:

  • Eligibility: Frequent visitors to the USA or international travelers needing annual policy for short-trips of 30 or 45 days duration.
    • Patriot Multi-Trip Group America: Foreign residents taking multiple trips to the USA and outside their home country.
    • Patriot Multi-Trip Group International: US residents or foreign nationals taking multiple trips outside America and their home country.
  • Policy Maximum: Plan offers maximum coverage choices from US$50,000 to US$1,000,000 for the life of the plan. For travelers ages 70 to 79 years, the maximum coverage is limited to $50,000 or $100,000, and for ages 80 years and older it is reduced to only $10,000.
  • Plan Deductible: Choice of US$0, US$100, US$250, US$500, US$1000, US$2500 deductible per certificate/renewal period.
  • Coinsurance: For treatment received outside the PPO network, 20% coinsurance applies for the first $5000 in eligible expenses beyond the chosen plan deducible. For eligible U.S. claims incurred inside the PPO network, the coinsurance amount is waived and the plans pays 100% after the chosen plan deductible.
  • Policy Duration: Annual certificate period of 1 year,  extend policy to renew annually
  • Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included. Please refer to the “Summary of Benefits” table available in the plan brochure for entire list of covered benefits.
  • Pre-Existing Conditions: Only acute onset of pre-existing condition coverage is available with this plan for ages below 80 years. For age below 65 years, up to selected medical maximum per coverage period, and up to $25K per coverage period for Emergency Medical Evacuation. For ages 65-79 years, up to $100K medical maximum per coverage period, and for ages above 80 years, this benefit is NOT available. Please refer to the “Description of Coverage” document for plan exclusions which are not covered.
  • Underwriter: Policy is underwritten by SiriusPoint Specialty Insurance Corporation, rated A (excellent) by A.M.Best and A- by Standard & Poor’s.
  • Administrator: Plan is administered by International Medical Group (IMG).

Patriot Multi-Trip Group Insurance - Plan Brochure

Review the plan brochure for coverage information including the summary of benefits table.

Patriot Multi-Trip Group - Certificate of Insurance

Review the plan sample certificate of insurance for detailed coverage information including plan exclusions and in-depth policy benefits.

Patriot Multi-Trip Group Insurance PPO Network

IMG Patriot MultiTrip Group Travel Insurance has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers. The plan uses the third-party FirstHealth PPO network and also the United HealthCare PPO network for caregivers and providers.

  • Provider Network: Search and find doctors, hospitals, labs, and other providers within the IMG PPO Network to to save on coinsurance charges.

Patriot Multi-Trip Group Insurance - Quote/Buy Online or Apply

Quote/Buy instantly and complete online application along with the payment.

Patriot Multi-Trip Group Insurance - Renew/Extend Coverage

IMG Patriot MultiTrip Group Insurance coverage cannot be extended or renewed, purchase a new policy annually.

Patriot Multi-Trip Group Insurance Client Dashboard

Patriot Multi-Trip Group plan client resources for existing policy holders to review coverage dates, print ID cards, get the proof of coverage letter, submit claims, and more.

  • Client Dashboard: Access the Patriot Multi-Trip Plan on the IMG Client Resources dashboard for existing policyholders.
  • Claim Form: Download and submit the Patriot Multi-Trip Plan Claim Form along with your bills and other supporting documents on the IMG Client Resources dashboard for review and settlement.

Patriot Multi-Trip Group Cancellation & Refund Rules

Below are the rules pertaining to cancellation of the policy and refund of premium.

  • Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $50 cancellation fee.
  • Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.

Patriot Multi-Trip Group Insurance Plan Questions & Answers

Below are some of the questions frequently asked with the Patriot MultiTrip Group insurance plan gathered over many years:

What are some of the salient features of the Patriot Multi-Trip Group policy?

Patriot MultiTrip Insurance Highlights

Patriot MultiTrip Group Insurance plan highlights are as follows:

For more details, review the Patriot Multi Trip Group Insurance Brochure, the in-depth coverage description is available in the Patriot Multi Trip Group Certificate of Insurance sample document.

To purchase the policy, complete the online application to Quote and Buy Patriot Multi Trip Group Insurance along with premium payment.

Patriot Multi Trip Group Insurance is NOT extendable and renewable, purchase a new policy annually for a new one year term.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.