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Travel Insurance for China

Best Travel Insurance for China

Review & buy China Travel Insurance for international travel to China. Review & buy the best travel insurance for China plans or China travel medical insurance coverage from any foreign nation. Plans from top-rated carriers that meet your specific coverage needs also fit your budget. Contact us today, we can help guide & advise you!

China Travel Insurance Plans

China Travel Insurance is best suited for tourist visiting China, or for anyone traveling to China from any foreign land for business or leisure. Review coverage for sickness or injury and other travel benefits, instantly quote cost and buy Travel Insurance for China today.

Quote, review and buy China travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting China from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in China or other foreign destinations outside their home country. Visitors to China and international travelers to China and other countries can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance.

China Travel - Experience Chinese Culture & Heritage

China was one of the most visited countries in the world, attracting millions of tourists annually. China offers a wealth of fascinating tourist destinations. Some of the most popular tourist destinations in China include:

The Great Wall: Stretching over 13,000 miles, the Great Wall is an iconic symbol of China’s history and ingenuity. Sections near Beijing like Badaling and Mutianyu are popular among tourists.
The Forbidden City: Located in the heart of Beijing, this imperial palace complex served as the home of Chinese emperors for nearly 500 years. Its grand architecture and historical significance make it a must-visit.
The Terracotta Army: Found near the city of Xi’an, the Terracotta Army is a collection of thousands of life-sized terracotta sculptures depicting the armies of Qin Shi Huang, the first Emperor of China. It’s a UNESCO World Heritage Site.
The Yangtze River and Three Gorges: A cruise along the Yangtze River offers breathtaking views of some of China’s most stunning landscapes, including the Three Gorges.
The Yellow Mountains (Huangshan): Known for their dramatic granite peaks, twisted pine trees, and seas of clouds, the Yellow Mountains are a UNESCO World Heritage Site and a favorite among nature lovers and hikers.
The Li River: Located in Guangxi Province, a cruise along the Li River offers picturesque views of karst limestone formations, traditional villages, and bamboo groves.
Guilin and Yangshuo: These cities in Guangxi Province are famous for their stunning scenery, including limestone karsts, caves, and the Li River. Yangshuo is a popular destination for outdoor activities like biking and rock climbing.
Chengdu and the Giant Panda Breeding Research Base: Chengdu, the capital of Sichuan Province, is known for its laid-back vibe, spicy cuisine, and as the home of the Giant Panda. The breeding center offers the opportunity to see these beloved creatures up close.
Zhangjiajie National Forest Park: This otherworldly landscape in Hunan Province served as inspiration for the floating mountains in the movie Avatar. The park features towering sandstone pillars, lush forests, and thrilling glass bridges.
Lhasa and the Potala Palace: Lhasa, the capital of Tibet, is a deeply spiritual destination. The Potala Palace, once the winter residence of the Dalai Lama, is a UNESCO World Heritage Site and an architectural marvel.
Beijing: Known for its historical sites such as the Great Wall of China, the Forbidden City, and the Temple of Heaven.
Shanghai: A modern metropolis with a stunning skyline, popular for its mix of modern and traditional architecture, shopping, and vibrant nightlife.
Xi’an: Famous for the Terracotta Army, an archaeological site of thousands of life-sized clay soldiers, as well as its ancient city walls and pagodas.
Guilin: Renowned for its picturesque landscapes, featuring karst mountains, limestone caves, and the Li River.
Chengdu: Home to the Chengdu Research Base of Giant Panda Breeding, where visitors can see pandas in their natural habitat, as well as enjoy spicy Sichuan cuisine.
Hangzhou: Known for its scenic West Lake, traditional Chinese gardens, and historic temples.
Suzhou: Celebrated for its classical Chinese gardens, silk production, and traditional water towns like Zhouzhuang and Tongli.
Lijiang: A UNESCO World Heritage Site famous for its ancient old town, cobblestone streets, and Naxi minority culture.

These are just a few highlights; China is vast and diverse, offering countless other treasures to explore. China has a rich tapestry of cultural, historical, and natural attractions that appeal to a wide range of tourists. However, it’s worth noting that travel trends may have shifted since my last update, and it’s essential to check the latest travel advisories and entry requirements before planning a trip to China.

China Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip can cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for China

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates.
atlas travel insurance

Atlas International

Popular Plan for Intl. Travelers  COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

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Patriot International Lite

Basic Plan for Intl. Travelers

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

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Safe Travels International

International Travel outside America  COVID-19 

Comprehensive plan for coverage outside home country, max duration of 1 year.

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Diplomat International

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

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Atlas Premium

Best Plan for Intl. Travel   COVID-19 

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

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Patriot Platinum

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

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Diplomat Long Term

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

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Travel Medical Choice – International

Popular Plan for Intl. Travel  COVID-19 

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

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Travel Medical Basic – International

Reliable and economical travel plan excl. USA  COVID-19 

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

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Atlas Essential

Budget Comprehensive  COVID-19 

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

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Visitor Secure

Low Cost Plan for USA Visitors  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Visitors Care

Low Cost Plan for Visitors to the USA  COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

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Safe Travels Elite

Fixed Plan for Visitors to the USA  COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

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Trip Insurance – Plans With Medical and Trip Travel Benefits

Review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury.

iTravelInsured Travel Insurance

IMG Trip Protection Plan

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

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Travel Insurance Select

Trip Costs Protection Plan

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Round Trip Insurance

Trip Loss, Delay or Interruption Coverage

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

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Travel Health Insurance

Travel Insurance plan review and coverage features:

  • Medical Expenses for Injury or Sickness
  • Emergency Medical and Dental Expenses
  • Inpatient/Outpatient Surgery Charges
  • Sudden Dental Pain and Labs/Diagnostics
  • Prescription Drugs and Medication Costs
  • Emergency Medical Evacuation/Reunion
  • Repatriation of Mortal Remains
  • Affordable Comprehensive or Low-cost Fixed Benefit options
  • Accidental Death & Dismemberment (AD&D)
  • Flight Accident or Common Carrier Accidental Coverage
  • End of Trip Home Country Coverage
  • Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance plan features and highlights:

  • Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
  • Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
  • Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
  • Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
  • Flexibility on your return date with renewable or extendable policies.
  • Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
  • The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
  • Reduced rates for dependent children included in the parents plan.
  • Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
  • Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with China Travel Insurance plans, and more specifically with Travel Insurance for China plans. For more answers, please refer to FAQs page.

What to expect as a tourist travelers visiting China?

China offers a diverse cultural experience with a rich history

Traveling to China can be an incredible experience, given its rich history, diverse culture, and stunning landscapes. Here are some tips and highlights for your trip:

Popular Destinations: China offers a plethora of attractions. Beijing, Shanghai, Xi’an, Guilin, and Chengdu are among the most popular tourist destinations. Each city has its own unique charm and attractions, from the Great Wall and Forbidden City in Beijing to the modern skyline of Shanghai.
Language Barrier: English may not be widely spoken outside major tourist areas, so it’s helpful to learn a few basic phrases in Mandarin or have a translation app handy.
Transportation: China has an extensive and efficient transportation network. High-speed trains are a convenient way to travel between major cities, while buses and domestic flights are also available options.
Cuisine: Chinese cuisine is diverse and delicious. Don’t miss the chance to try regional specialties like Peking duck in Beijing, soup dumplings in Shanghai, hot pot in Chengdu, and noodles in Xi’an.
Culture and Etiquette: Respect local customs and etiquette. For example, it’s polite to address people using their title and last name (e.g., Mr. Zhang), and it’s customary to exchange business cards with both hands.
Health and Safety: Take precautions to stay healthy while traveling in China. Drink bottled water, be cautious with street food, and consider purchasing travel insurance for China that covers medical expenses for sickness or injury.
Visa Requirements: Make sure to check the visa requirements for your country well in advance. Depending on your nationality, you may need to apply for a tourist visa before traveling to China.
Travel Insurance: Visitors and touristing visiting China should always consider purchasing a good China Travel Insurance that covers medical expenses, emergency assistance, and other benefits for travelers during their stay in China, or in a foreign country.
Internet Access: Access to certain websites and social media platforms may be restricted in China. Consider using a virtual private network (VPN) to bypass the Great Firewall if you need access to blocked sites.
Currency: The currency used in China is the Chinese Yuan (CNY). Credit cards are widely accepted in major cities, but it’s a good idea to carry cash for smaller vendors and markets.
Weather: China’s climate varies greatly depending on the region and time of year. Be sure to check the weather forecast for your destination and pack accordingly.

Remember to be open-minded and embrace the differences you encounter while traveling in China. It’s a vast and diverse country with something to offer every type of traveler. Enjoy your trip to China!

Why should I buy Travel Insurance for visiting China?

China Travel Insurance is a prudent coverage choice

Travel insurance is important for any trip, but buying Travel Insurance for China in important for several reasons:

Medical Emergencies: Travel insurance covers medical expenses incurred due to accidents or illnesses during your trip. In a country like China where healthcare costs can be high, having insurance can save you from significant financial burden in case of unexpected medical emergencies.
Trip Cancellation/Interruption: Travel plans can sometimes change unexpectedly due to various reasons such as illness, natural disasters, or political unrest. Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip.
Lost or Stolen Belongings: Travel insurance provides coverage for lost, stolen, or damaged baggage and personal belongings. In a foreign country like China, where you might be carrying valuable items or dealing with crowded places, this coverage can be invaluable.
Emergency Evacuation: In case of a serious medical emergency or a natural disaster, travel insurance can cover the cost of emergency evacuation to the nearest adequate medical facility.
Travel Delays: If your flight is delayed or canceled, travel insurance can compensate you for additional expenses such as accommodation, meals, and transportation.
Legal Assistance: Travel insurance may offer legal assistance and support in case you encounter legal issues during your trip.
Adventure Activities: If you plan to engage in adventure sports or activities during your trip to China, such as trekking, whitewater rafting, or paragliding, travel insurance can provide coverage for injuries or accidents related to these activities.
Peace of Mind: Lastly, having travel insurance provides peace of mind knowing that you’re financially protected against unforeseen circumstances during your trip.

Considering the diverse experiences and potential risks associated with travel, especially in a country as varied as China, having China travel insurance is a prudent decision to ensure a smooth and worry-free journey.

Travel Insurance Updates

Visitor Insurance Services of America Review

  • 7 day/week professional customer service
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  • Absolute privacy of insurance subscriber information
  • View and download immigrant and visitors insurance plan brochure
  • No medical exam required to purchase visitor insurance policy
  • American Visitor Insurance Underwritten by top US based companies

Contact Information:

Toll-Free (USA): 1-877-778-4562
International: +1-407-669-6400


Visitor Insurance Services of America (VISOA)
1073 Willa Springs Drive, Suite 1009
Winter Springs, Florida 32708, USA

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

The coverage benefits and premium price you want. The peace of mind you need!
Contact us today and a licensed insurance agent can help advise and guide you!