Parents visiting USA? Get a visitor medical insurance plan for accident & sickness coverage in the United States or for travel to any foreign country on the way. Visitors traveling to USA from foreign countries arrive every year for several reasons. Parents or family members of expatriates or new immigrants living in USA request their family in a different country to visit their children and grandchildren regularly. Senior parents from different continents undertake international travel for visiting USA and other foreign nations frequently to meet their relatives or close friends. Also, pensioners just after retirement, finally find the leisure time to explore foreign countries. People also visit America to escape the harsh weather in their home country. This highlights the case for buying visitors insurance for parents visiting USA.
Medical insurance for visitors to USA are framed keeping some of the most common medical requirements of the visitors or new immigrants in the US. Some of the common risks covered under visitor medical insurance plan are coverage for hospitalization expenses, injuries while on the road, emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and much more while in America. However, most of the insurance providers will not cover the pre existing medical conditions of the travelers, however certain plans only offer acute onset coverage from pre-existing condition and ailments. Even with all these restrictions and exclusions, buy visitor insurance for parents visiting USA is a must as these plans help any parent guard against high medical costs in the visiting country.
Healthcare costs are high in the US and Canada and this is something that visitors often ignore. Visitors medical insurance is important and should be considered when one visits America. For a relatives or parents to have a happy stay in USA or any nation overseas, be it to the US, Canada or any other foreign destination, it is advisable to purchase visitors insurance for parents visiting USA. Health risks are common to everyone. Older parents visiting USA, senior citizens and pensioners going abroad quite often encounter unexpected accidental injury needing medical care or other health ailments while traveling. Buying visitors insurance for parents visiting USA, accidental injuries or other common ailments that visitors to USA experience are covered under these plans.
Below are are the plan suggestions based on age of relatives or parents visiting USA:
Age below 70 years, best coverage options for visiting USA
- Atlas America Insurance (up to $2 million maximum coverage)
- Patriot America Plus Insurance (up to $500K maximum coverage)
Ages 70-79 years, best coverage options for visiting USA
- Atlas America Insurance ($50K or $100K maximum coverage)
- Patriot Platinum Insurance ($100K maximum coverage)
- Patriot America Insurance ($50K maximum coverage)
Ages 80+ years, best coverage options for visiting USA
- Inbound USA Insurance (Plan J with $40K or Plan K with/ $70K maximum coverage)