Atlas Group Travel Insurance Review

Atlas Group Travel Insurance plan is designed groups of business travelers, family groups visiting USA, and tourist groups coming to America for sightseeing, or travel to any international destination, policy is for group of 5 or more travelers visiting USA or traveling abroad outside America and outside of home country.

• Eligibility: Groups of 5 or more visiting USA or traveling abroad
• Offers short-term coverage for medical expenses from unexpected injuries or illnesses
• Choice of Medical Maximum selection to fit your group budget
• Choice of individual deductible to keep premiums low
• Coverage for individuals, spouses and/or children visiting USA or travel abroad for a period of 12 months
• Emergency medical evacuation and repatriation of remains included.
• Hospitalization, surgery, prescription drugs, ambulance service, emergency dental treatment and doctor visits.
• Common Carrier Accidental Benefit and Accidental Death and Dismemberment (AD&D)
• Guarantee issued policy as no medical underwriting to determine eligibility
• Freedom to seek treatment with the hospital or doctor of your choice
• Emergency medical evacuations and repatriation of mortal remains
• Renew online to extend policy coverage dates up to 12 months.
• Immediate coverage available, print virtual ID cards instantly after purchase.
• Underwritten by Lloyd's and Administered by Tokio Marine HCC – MIS Group
• COVID-19/SARS-CoV-2: For policies purchased on or after July 15th 2020, COVID-19 will be treated as any other eligible illness. The epidemic/pandemic exclusion has been updated, including an exception for COVID-19, allowing for COVID-19 to be covered as any other eligible illness.

Atlas Group Travel Medical Insurance Review

Atlas Group Travel Medical Insurance plan highlights and policy details are as follows:

• Eligibility: Groups of 5 or more visitors to USA or international travelers outside their home country (age more than 14 days).
• Policy Maximum: Plan offers maximum coverage choices from US$50,000 to US$2,000,000 for the life of the plan. For travelers ages 65 to 79 years, the maximum coverage is limited to $50,000 or $100,000, and for ages 80 years and older it is reduced to only $10,000.
• Plan Deductible: Choice of US$0, US$100, US$250, US$500, US$1000, US$2500 or US$5000 deductible per certificate/renewal period.
• Coinsurance Amount: For treatment received outside the PPO network, 20% coinsurance applies for the first $5000 in eligible expenses beyond the chosen plan deducible. For eligible U.S. claims incurred inside the PPO network, the coinsurance amount is waived and the plans pays 100% after the chosen plan deductible.
• Duration: Minimum certificate period of 5 days to maximum coverage/renewal period of 1 year (364 days).
• Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included. Please refer to the “Summary of Benefits” table available in the plan brochure for entire list of covered benefits.
• Pre-Existing Conditions: Only acute onset of pre-existing condition coverage is available with this plan for ages below 80 years. For age below 65 years, up to selected medical maximum per coverage period, and up to $25K per coverage period for Emergency Medical Evacuation. For ages 65-79 years, up to $100K medical maximum per coverage period, and for ages above 80 years, this benefit is NOT available. Please refer to the “Description of Coverage” document for plan exclusions which are not covered.
• Review Atlas Group Travel Plan Description of Coverage for policy details and exclusions.
• Underwriter: Policy is underwritten by Lloyds, the oldest and largest insurance market in the world.
• Administrator: Plan is administered by Tokio Marine HCC Medical Insurance Services Group.

Atlas Group Travel Medical Plan Brochure

Review the plan brochure for coverage summary of benefits.

• Plan Brochure: Review the Atlas Group Travel Insurance Plan Brochure for policy summary of benefits table.

Atlas Group Travel Plan Description of Coverage

Review the plan detailed description of coverage document for plan exclusions and in-depth policy information.

• Description of Coverage: Review Atlas Group Travel Plan Description of Coverage for policy details including detailed information on plan exclusions.

Atlas Group Travel Insurance PPO Network

Atlas Group Travel Visitor Insurance has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers. Search for providers within the PPO network and save on co-insurance charges.

• USA Provider Network: Find doctors, surgeons, hospitals, clinics, labs, diagnostic centers, emergency rooms, urgent care centers, other providers by zip code in the U.S. included in Tokio Marine HCC PPO USA Provider Network, network services provided by UnitedHealthCare or FirstHealth (check back of ID card).
• International Provider Network: Find limited international providers and caregivers outside the United States.

Atlas Group Travel Insurance – Apply to Quote/Buy Online

Quote/Apply/Buy Atlas Group Travel Insurance instantly online or print/complete the paper application along with the payment.

• Quote/Buy Online: Get instant quote & Buy Atlas Group Travel Insurance coverage with online application.
• Application Form: Complete, mail/fax the Atlas Group Travel Insurance Paper Application along with premium payment.

Atlas Group Travel Insurance – Renew/Extend Coverage

Atlas Group Travel Visitor Insurance coverage can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.

• Renew Policy: Extend the policy coverage dates using Atlas Group Travel Insurance Renew Online.

Atlas Group Travel Insurance Client Zone

Atlas Group Travel Visitor Insurance client zone for existing policy holders to renew coverage dates, print ID cards, get the proof of coverage letter, submit claims, and more.

• Client Zone: Access the Atlas Group Travel Visitor Insurance Client Zone for existing policyholders.
• Claim Form: Submit the Atlas Group Travel Visitor Insurance Claim Form along with your bills and other supporting documents on the Client Zone for review and settlement.