Europe Travel Insurance
Europe Travel Insurance Review
Europe Travel Insurance or Europe Travel Medical Insurance plans is a necessary coverage for visitors to the European continent. Europe Travel Health Insurance has made it possible to have a stress and worry-free visit or travel to Europe. Also, traveling in Europe has been simplified with the introduction of the Schengen visa.
Europe is a top tourist destination for international travelers from across the globe, and is the most visited destination globally. Visitors to European states come from all nations worldwide, as it offers many historic locations and old world charm from a travel perspective. Europe has satisfies the travel cravings of every type of tourist interest – adventure, historical, cultural, backpacker, daytripper, religious site visitor, archaeology history or other interest travelers, and so much more.
However, if you are a non-US citizen and intend to visit or transit through any of the Schengen states, you have to obtain your Schengen visa from the consulate of the visiting country of your main destination. The proof of health insurance coverage for your stay in the Schengen area has to be presented to the consulate prior to issuance of Schengen visa.
Europe Travel Insurance Plans
Quote, compare plan benefits, review coverage, apply and buy a Schengen visa insurance online that meets the requirements of Europe Travel holders.
Travel to Europe as a Tourist or Traveler
Europe offers something for every tourist traveler with wide terrain from snow covered mountains of the swiss alps to warm wonderful sea coasts in Greece, wine tasting and diverse culinary traditions of France, or the street alleys and waterways of Netherlands, or the modern and industrial cities of Munich and Frankfurt in Germany, or the urban charm of theatres and operas in London. With traditions and long established rich culture, Europe is well connected from the Americas, Africa or Asia.
Overview of Healthcare in Europe
European nations varry in terms of heathcare. some have nationalized offerings while others depend on privatized healthcare. Member states of the European Union (EU) offer its residents with a European Health Insurance Card (EHIC). However, health insurance as a tourist or traveler is still required or even mandated to purchase an appropriate coverage for the Schengen visa, and provide a two great travel insurance options. If you are traveling from a country that is outside the EU, you will not be able to benefit from reciprocal healthcare agreements, and thus will need to purchase travel insurance to protect you.
Schengen Visa Travel Insurance Plans
When traveling to Europe for 90 days or less, and within a 180 day period, citizens of certain nations are mandatorily required to get a Schengen visa depending on what passport you hold. The Schengen area travel visa will allow you to visit the 26 European countries that belong to the Schengen area. With a single visa, you can travel freely without having to go through customs at each state border. To qualify for the Schengen visa you will need to purchase a health insurance plan that meets a strict list of requirements, and also produce a proof of letter from your insurance company, stating that all the requirement are met.
Europe Travel Insurance for Schengen visa
With the introduction of the common Schengen visa to travel to 26 European nations, the Schengen visa application should be accompanied by a Schengen visa insurance letter which satisfies clearly defined Schengen visa insurance requirements. The Schengen area is a group of 26 countries in Europe: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Holland, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
Also necessary, is Schengen visa travel insurance plan to satisfy the Schengen visa requirements.The Schengen visa letter is immediately available to download the document upon purchase of most international travel medical insurance plans, so you can easily print it and produce the same with the consulate for your scheduled visa appointment. Along with your name and dates of coverage, this document will list many important components of your insurance plan, such as the policy maximum, deductible, and emergency medical evacuation, and repatriation coverage. The visa letter can also be translated to different languages as requested. There are many good travel insurance options available for travel to Europe. To help you learn more about Europe Travel Insurance, you can compare, review and find the best travel insurance plans for Europe, as well as health insurance choices for the Schengen visa.
Schengen Visa Requirements for Europe Travel
If you need Schengen Visa Insurance for mandatory proof of coverage letter necessary to obtain the Schengen Visa, read the 2020 Schengen Visa Insurance Requirements and instantly purchase Schengen Travel Insurance compliant coverage online. Before you plan your next trip to Europe, review Schengen Visa Insurance plans for several top-rated carriers, find a low-cost plan that meets the requirements also.
Schengen visas should be obtained prior to arrival in the Schengen area territory. Europe Travel Insurance with the common shengen visa allows the holder to travel to 26 Schengen countries / territories / states. However Schengen visa countries require visitors to have health insurance coverage. Schengen visa insurance requirements for schengen states travel requirements:
- Insurance company must have a representative office in Europe.
- Medical evacuation / repatriation coverage of at least US $37,500 (30,000 Euros)
- Insurance must be valid for duration of stay in the Schengen states.
Europe Travel Insurance Features & Benefits
Even if you may be a good health insurance back in your home country, purchasing travel medical insurance for the European Union, is an absolute necessity. Many domestic insurance plans will not provide coverage outside of your home country, these travel-related benefits are necessary for you and your family for your trip to the EU.
Travel health insurance plans are specifically designed to medically protect you when you travel around the world, and will help cover the cost of regular doctor visits, transportation to a nearby hospital in the case you are seriously injured, and will even cover in a worst-casr scenario, the costs of transporting your mortal remains back to your home country. These travel insurance benefits are typically not included by a domestic health insurance where coverage across borders is not typically an option. Many plans also offer high policy maximums and the flexibility to choose your own deductible, making these plans comprehensive, yet affordable.
Some of the salient features of Europe Travel Medical Insurance plans with included benefits such as:
- Medical Expenses for Injury or Sickness
- Doctor Visits and Hospitalizations
- Emergency Dental / Vision Expenses
- Prescription Drugs
- Labs and Diagnostics
- Emergency Reunion
- Emergency Medical Evacuation
- Repatriation of Mortal Remains
- Emergency Medical Reunion
- Accidental Death & Dismemberment (AD&D)
- Flight Accident or Common Carrier Accidental Coverage
- Return to Home Country Coverage
- Trip Cancellation / Interruption
- Lost Luggage or Passport
- Trip Loss and Travel Delays
- Travel and Document Assistance
- Personal Liability
Europe Travel Insurance Questions & Answers
Below are some of the questions frequently asked with the relevant answers for Schengen Visa Insurance and Europe Travel insurance:
Do I need to purchase Travel Insurance for Europe?
Europe Travel Insurance is Necessary Coverage to Buy
Any travel outside home country involves sickness and injury risks. Cost of care in Europe is high and this necessates holding a good travel medical plan. For travelers who need the mandatory Schengen visa to travel to Europe, applying for the Schengen visa will require producing proof of Europe travel medical coverage with minimum set requirements. However, US citizens or few other nationals do not need the Schengen visa, but buying travel health insurance for Europe is still a good idea. The high cost of health care in Europe and most US domestic health insurance plans typically do not cover outside the United Staes, buying a good travel insurance for visiting Europe is necessay coverage. If you are planning a long term stay of over 90 days in Europe, having travel insurance for Europe is mandatory for all nationalities.
How do I get cheap Schengen Visa Insurance for Europe Travel?
Low-cost Schengen Visa Insurance Plans
To meet the minimum Schengen Visa Insurance requirements, many travel insurance providers have basic plans that are available at the lowest cost.
The exact price of the policy is dependent of the traveler need and specific requirements in what is considered essential in the coverage benefits. The traveler can compare Schengen Visa Insurance plans and help make the choice easier. Always review all Schengen visa insurance products before buying the cheapest travel insurance for Schengen visa that satisfies Schengen consulate requirements.
The cost for the Schengen travel insurance depends on the age of the traveler and the duration of coverage length. The age the traveler makes the cost higher for older travelers. Also, longer the duration of coverage required, the cost will surely be greater.. The Schengen visa insurance application quote page has a listing of Europe travel insurance plans that satisfy consular Schengen visa requirements.
How do I buy Europe travel insurance for Schengen visa?
Purchase Schengen Visa Insurance Online
Travelers can easily buy Europe travel insurance for Schengen visa online using our Schengen visa insurance page with a listing of also plan that meet the set requirements. Instantly upon purchase of the Europe visa insurance policy, the system genrated ID cards and visa letter/proof of coverage document is emailed to your inbox. You can download and print the same, and submit it along with Schengen visa application to the consulate where you are applying for the Schengen visa.
Do Europe Travel Insurance plans cover Covid-19 / Coranavirus?
Travel Medical Insurance with Covid-19 Coverage
With most European countries are now lifting the entry ban from July 1, 2020 for many international travelers to Europe. With the Covid-19 global pandemic still prevailing, one should consider the health risks involved in international travel to Schengen Countries and other European countries. To take causion and mitigate these risks, it is very important to have a good Europe Travel Medical Insurance that does include testing and/or treatment of Covid-19. Travel insurance companies are offering Covid-19 coverage by treatring this like any other sickness/illness. Trawick International has the Safe Travels series and Trawick International and Global Underwriters offers the Diplomat series of products which cover Covid19 coronavirus disease.
The European Union opened its border on July 1st 2020 for international travel post Covid-19 pandemic, however has allowed residents/nationals of select countries to be allowed to travel to the EU starting 1-July-2020. This list is expected to be dynamic depending on the ability of different nations in handling the Covid 19 pandemic.Please check the EU Travel page for country specific restrictions which is constantly updated.