Europe is a top tourist destination for international travelers from across the globe, and is the most visited destination globally. Visitors to European states come from all nations worldwide, as it offers many historic locations and old world charm from a travel perspective. Europe has satisfies the travel cravings of every type of tourist interest – adventure, historical, cultural, backpacker, daytripper, religious site visitor, archaeology history or other interest travelers, and so much more.
However, if you are a non-US citizen and intend to visit or transit through any of the Schengen states, you have to obtain your Schengen visa from the consulate of the visiting country of your main destination. The proof of health insurance coverage for your stay in the Schengen area has to be presented to the consulate prior to issuance of Schengen visa.
Europe Travel Insurance Plans
Quote, compare plan benefits, review coverage, apply and buy a Schengen visa insurance online that meets the requirements of Europe Travel holders.
- Atlas America Insurance
- Patriot America Insurance
- Safe Travels Schengen Visa COVID-19
- Diplomat Long Term Insurance COVID-19
- Liaison Choice Insurance
- Patriot Platinum Insurance
- Liaison Elite Insurance
Travel to Europe as a Tourist or Traveler
Overview of Healthcare in Europe
European nations varry in terms of heathcare. some have nationalized offerings while others depend on privatized healthcare. Member states of the European Union (EU) offer its residents with a European Health Insurance Card (EHIC). However, health insurance as a tourist or traveler is still required or even mandated to purchase an appropriate coverage for the Schengen visa, and provide a two great travel insurance options. If you are traveling from a country that is outside the EU, you will not be able to benefit from reciprocal healthcare agreements, and thus will need to purchase travel insurance to protect you.
Schengen Visa Travel Insurance Plans
When traveling to Europe for 90 days or less, and within a 180 day period, citizens of certain nations are mandatorily required to get a Schengen visa depending on what passport you hold. The Schengen area travel visa will allow you to visit the 26 European countries that belong to the Schengen area. With a single visa, you can travel freely without having to go through customs at each state border. To qualify for the Schengen visa you will need to purchase a health insurance plan that meets a strict list of requirements, and also produce a proof of letter from your insurance company, stating that all the requirement are met.
Europe Travel Insurance for Schengen visa
Also necessary, is Schengen visa travel insurance plan to satisfy the Schengen visa requirements.The Schengen visa letter is immediately available to download the document upon purchase of most international travel medical insurance plans, so you can easily print it and produce the same with the consulate for your scheduled visa appointment. Along with your name and dates of coverage, this document will list many important components of your insurance plan, such as the policy maximum, deductible, and emergency medical evacuation, and repatriation coverage. The visa letter can also be translated to different languages as requested. There are many good travel insurance options available for travel to Europe. To help you learn more about Europe Travel Insurance, you can compare, review and find the best travel insurance plans for Europe, as well as health insurance choices for the Schengen visa.
Schengen Visa Requirements for Europe Travel
Schengen visas should be obtained prior to arrival in the Schengen area territory. Europe Travel Insurance with the common shengen visa allows the holder to travel to 26 Schengen countries / territories / states. However Schengen visa countries require visitors to have health insurance coverage. Schengen visa insurance requirements for schengen states travel requirements:
- Insurance company must have a representative office in Europe.
- Medical evacuation / repatriation coverage of at least US $37,500 (30,000 Euros)
- Insurance must be valid for duration of stay in the Schengen states.
Europe Travel Insurance Features & Benefits
Even if you may be a good health insurance back in your home country, purchasing travel medical insurance for the European Union, is an absolute necessity. Many domestic insurance plans will not provide coverage outside of your home country, these travel-related benefits are necessary for you and your family for your trip to the EU.
Travel health insurance plans are specifically designed to medically protect you when you travel around the world, and will help cover the cost of regular doctor visits, transportation to a nearby hospital in the case you are seriously injured, and will even cover in a worst-casr scenario, the costs of transporting your mortal remains back to your home country. These travel insurance benefits are typically not included by a domestic health insurance where coverage across borders is not typically an option. Many plans also offer high policy maximums and the flexibility to choose your own deductible, making these plans comprehensive, yet affordable.
Some of the salient features of Europe Travel Medical Insurance plans with included benefits such as:
- Medical Expenses for Injury or Sickness
- Doctor Visits and Hospitalizations
- Emergency Dental / Vision Expenses
- Prescription Drugs
- Labs and Diagnostics
- Emergency Reunion
- Emergency Medical Evacuation
- Repatriation of Mortal Remains
- Emergency Medical Reunion
- Accidental Death & Dismemberment (AD&D)
- Flight Accident or Common Carrier Accidental Coverage
- Return to Home Country Coverage
- Trip Cancellation / Interruption
- Lost Luggage or Passport
- Trip Loss and Travel Delays
- Travel and Document Assistance
- Personal Liability
Europe Travel Insurance FAQ
Below are some of the questions frequently asked with the Schengen Visa Insurance and Europe Travel insurance: