Trip Cancellation Insurance
Trip Cancellation & Interruption Protection
Travel Insurance Plans for Trip Cost Protection
Trip Cancellation Insurance or Trip Interruption Insurance plans are ideal coverage to protects from trip loss costs when booking all types of trips or travel – business, leisure, weekend get-aways or international excursions. Life can be unpredictable so can international travel, be ready for anything with the trip cancellation interruption coverage.
Trip Cancellation Insurance or Trip Interruption Insurance are trip travel insurance plans that offer simple packaged solutions designed for short term travel, vacations, cruises and tours, safeguards your trip investment against unforseen events/incidents. Trip travel insurance plans offer good travel coverage (no deductible) at affordable prices. Benefits include coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation. Cruise Vacation plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc. Some plans offer – cancel for any reason – coverage also, if the policy is purchased well in advance.
Trip Cancellation Insurance Plans
Trip Cancellation Insurance Review
Review of important features typically included in Trip Cancellation & Interruption plans:
- Plans offer protection of trip costs and associated risks
- Trip cancellation/loss or travel interruption and delay coverage
- Trip Cancellation to reimburse your nonrefundable trip costs
- Trip Interruption can reimburse your non-refundable prepaid and unused trip payments
- Medical Emergency and Evacuation protection
- Baggage loss or Baggage Delay coverage
- Medical Expenses for Injury or Sickness
- Repatriation of Mortal Remains
- Emergency Medical Evacuation and Reunion
- Accidental Death & Dismemberment (AD&D)
- Flight Accident or Common Carrier Accidental Coverage
- Home Country cover on return back
Trip Cancellation Insurance Questions & Answers
Below are some of the Frequently Asked Questions (FAQ) with relevant Answers related to Trip Cancellation insurance or Trip Interruption insurance plans:
Why should I buy the Trip Cancellation Insurance plan?
Travel & Trip costs are lost without Trip Insurance
Travel can be expensive, and you can lose your prepaid non-refundable trip expenses, if you need to cancel or interrupt your trip for any of the following reasons:
- You, your family member or travel companion gets sick, injured or dies
- Your tour operator, airline or cruise line declares bankruptcy
- You cancel your trip for any reason such as:
- Your sudden business conflict on the travel dates
- Your travel date conflicts with another important personal event
- You change your mind and your travel plans
Buying a good Trip Cancellation Insurance policy protects your trip costs that you have invested.
How much of my Trip Cost should I insure?
Insure all trip costs paid prior to travel departure date
You can insure all costs paid prior to departure that have any cancellation penalties or restrictions. You cannot insure arrangements for which you have made no payment (examples: frequent flyer miles, credit vouchers, discount coupons, certificates).
When should I buy a Trip Cancellation plan?
Don’t wait, buy now for maximum coverage benefits
You can buy now for maximum included benefits and it is best not to wait to buy trip coverage. The earliest your Trip Cancellation coverage for your travel is effective the day after your enrollment is postmarked and payment is received, or the day after your transaction is completed online.
What if my trip plans change or there is an increase in trip cost?
Notify the plan administrator immediately in writing
To include the additional costs that you may have invested towards your trip, you must notify the plan administrator immediately in writing and include the additional trip cost in order to maintain the Early Purchase Benefits. Failure to keep your coverage at 100% of trip cost can delay the payment of claims or cause loss of eligibility for certain benefits.