Patriot America Insurance meets the health coverage needs of visitors to USA and travelers to America, who are visiting USA, or any other nation outside home country. Patriot America plan provides coverage for individuals and families who need temporary medical insurance while traveling for business or pleasure anywhere outside of home country of residence.
IMG Patriot America plan is a short-term travel medical coverage for sickness/injury and includes visitors insurance features such as medically supervised emergency evacuations, emergency reunions or repatriation of mortal remain as part of the included coverage benefits. Patriot America Visitor Insurance plan include optional Home Country Return Rider, which provides temporary medical coverage for non-US citizens returning to their country of citizenship. The policy is available in daily and monthly rates, and is renewable up to 24 months.
Claims are administered by International Medical Group, Inc. (IMG) and underwritten by Sirius Specialty Insurance Corporation.
- Quote and Buy Patriot America Insurance online
- Review the Patriot America Insurance Brochure
- Review the Patriot America Insurance Certificate
Patriot America Insurance Reviews
Patriot Travel Health Insurance review of plan highlights:
Patriot America Travel Medical Insurance comes in two available choices: Patriot America for the foreign nationals visiting USA and traveling to any other foreign country, and Patriot International for non-US citizens who are traveling outside America or US citizens who are traveling abroad to any overseas destination.
- Patriot America Insurance is for foreign nationals visiting USA and traveling outside their home country.
- Patriot International Insurance is for non-US citizens who are traveling outside America or US citizens traveling abroad to any overseas destination.
- Select the Patriot America Plus plan which offers acute onset of a pre-existing condition coverage for visitors to USA and age below 70.
- Plan is ideally suited for parents visiting USA or relatives travel to any international location.
- COVID-19: NO coverage for testing/treatment after March 11, 2020 (World Health Organization (WHO) declared the outbreak as a pandemic).
Patriot America Visitor Insurance Overview
IMG Patriot America plan is designed for relatives/parents visiting USA or international travelers going abroad to any foreign destination country.
- Eligibility: Foreign nationals as visitors to USA, or international travelers visiting outside their home country.
- Policy Maximum: Plan offers maximum coverage from US$50,000 to US$1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 and for 80 years and older it is $10,000.
- Plan Deductible: Choice of US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
- Duration: Minimum period of 5 days to initial purchase period of 1 year (364 days).
- Pre-existing Conditions: Acute-onset of pre-existing conditions is not covered.
- Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
- Administrator: Plan is administered by International Medical Group Inc. (IMG)
- Underwriter: Underwritten by Sirius Specialty Insurance Corporation.
Patriot America Insurance – Plan Brochure
Review the plan brochure for coverage information including the summary of benefits table.
- Plan Brochure: Review the Patriot America Plan Brochure for plan information.
Patriot America – Certificate of Insurance
Review the plan sample certificate of insurance for detailed coverage information including plan exclusions and in-depth policy benefits.
- Certificate of Insurance: Review all the policy details available in the Patriot America Insurance Certificate which is the detailed sample document of the master policy.
- Claims Form: Download the Patriot America Claims form on the IMG Client Resources page.
Patriot America Insurance PPO Network
IMG Patriot America Visitor Insurance has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers. The plan uses the third-party FirstHealth PPO network and also the United HealthCare PPO network for caregivers and providers.
- Provider Network: Search and find doctors, hospitals, labs, and other providers within the IMG PPO Network to to save on coinsurance charges.
Patriot America Insurance – Quote/Buy Online or Apply
Quote/Buy instantly online or print/complete the paper application along with the payment.
- Quote/Buy Online: Get instant quote & Buy Patriot America coverage online.
- Application Form: Complete, mail/fax the Patriot America Paper Application along with payment
Patriot America Insurance – Renew/Extend Coverage
IMG Patriot America Visitor Insurance coverage can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.
- Renew Policy: Extend the Patriot America plan coverage dates using Patriot America Plan Renew Online.
Patriot America Visitor Insurance – Claims
Download and submit the claims form along with for detailed information and bills for review.
- Claims Form: Download the IMG Patriot America Visitor Insurance Claims form on the IMG Client Resources page.