Patriot Platinum Insurance is the best comprehensive visitor medical insurance offering with high maximum coverage limits up to USD $8 million. This top rated visitors insurance coverage is specially designed for discerning visitors to USA or international travelers outside home country to any other nation abroad. This visitor health insurance policy offers best coverage benefits including medically supervised emergency evacuations, emergency reunions or repatriation of mortal remain as part of the included benefits.
Patriot Platinum Insurance plan includes optional Hazardous Sports Rider (for risks pertaining to participation in adventure sports) and Home country Return Rider (provides temporary medical coverage for non-US citizens returning to their country of citizenship).
Patriot Platinum Travel Medical Insurance is administered by International Medical Group, Inc. (IMG) and underwritten by Sirius Specialty Insurance Corporation.
- Quote and Buy Patriot Platinum Insurance online
- Review the Patriot Platinum Insurance Brochure
- Review the Patriot Platinum Insurance Certificate
Patriot Platinum Insurance Review
Patriot Platinum Insurance review of plan highlights include:
Patriot Platinum travel health insurance comes in two available choices: Patriot Platinum America for the foreign nationals visiting USA and traveling to any other foreign country, and Patriot International for non-US and US citizens who are traveling abroad to any overseas destination outside the U.S.
- Patriot Platinum America is for foreign nationals visiting USA or traveling outside their home country of residence.
- Patriot Platinum International is for non-US or US citizens traveling abroad to any overseas destination.
- Plan offers acute onset of a pre-existing condition coverage for visitors to USA, for age below 70 years.
- Patriot America Platinum plan is ideally suited for parents visiting USA or relatives travel to America.
- COVID-19 / SARS-CoV-2 / Coronavirus: Only the Patriot Platinum America Insurance purchased on or after September 1, 2020 will include coverage up to the plan maximum for COVID-19, if contraction and treatment occur after the policy effective date. The Patriot Platinum International Insurance does NOT include Covid19 coverage. Also, for policies effective from March 11, 2020 through August 31, 2020, COVID-19 will NOT be covered and excluded from coverage. The World Health Organization (WHO) had declared the coronavirus related disease as a pandemic, hence the exclusion applies per the previous policy certificate of insurance document.
Patriot Platinum Insurance – Plan Overview
Patriot Platinum America Insurance is high-end first-class travel medical and visitor health coverage specially designed for the discerning tourist visiting America, relatives/parents visiting USA, or international travelers going abroad to any foreign destination country.
- Eligibility: Visitors to USA or international travelers visiting outside their home country.
- Policy Maximum: Plan offers maximum coverage from US$50,000 to US$1,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 and for 80 years and older it is $10,000.
- Plan Deductible: Choice of US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
- Duration: Minimum period of 5 days to initial maximum period of 1 year (364 days).
- Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
- Administrator: Plan is administered by International Medical Group Inc. (IMG)
- Underwriter: Policy is underwritten by Sirius Specialty Insurance Corporation.
Patriot Platinum Insurance Plan Brochure
Patriot Platinum Insurance Review of the plan brochure for coverage information and summary of benefits along with broad outline of the policy features.
- Plan Brochure: Patriot Platinum Insurance Review of the Patriot Platinum Insurance Brochure for policy information, coverage features and plan summary of benefits.
Patriot Platinum Insurance Certificate
Patriot Platinum Insurance Review of the plan certificate for detailed coverage information and plan exclusions with in-depth policy benefits explanation.
- Certificate of Insurance: Review all the policy details available in the Patriot Platinum America Insurance Certificate which is the detailed sample document of the master policy document.
Patriot Platinum Insurance PPO Network
Patriot Platinum plan has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers.
- Provider Network: Search for providers within the PPO network to save on co-insurance charges using Patriot Platinum Insurance Provider Network.
Patriot Platinum Insurance – Quote/Buy Online or Apply
Quote/Buy Patriot Platinum instantly online or print/complete the paper application along with the payment.
Patriot Platinum Insurance – Renew/Extend Coverage
Patriot Platinum Insurance Review of coverage which can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.
- Renew Policy: Extend the Patriot Platinum America plan coverage dates using Patriot Platinum Insurance Renew Online.
Patriot Platinum Insurance Client Dashboard
Patriot Platinum America plan client resources for existing policy holders to renew coverage dates, print ID cards, get the proof of coverage letter, submit claims, and more.
- Client Dashboard: Access the Patriot Platinum America Plan on the IMG Client Resources dashboard for existing policyholders.
- Claim Form: Download and submit the Patriot Platinum America Plan Claim Form along with your bills and other supporting documents on the IMG Client Resources dashboard for review and settlement.