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Inbound USA Elite Insurance

Inbound USA Elite Fixed Plan for Visitors to America

Inbound USA Elite Insurance is a top fixed benefit plan for visitors to the USA below 70 years age, purchase coverage from 5 up to 364 days, renewable to 3 years.

COVID-19 / SARS-CoV-2 / Coronavirus  Inbound USA Elite plan does NOT include coverage for testing/treatment of COVID19 even after The World Health Organization (WHO) issued a global pandemic warning, and the U.S. Centers for Disease Control and Prevention (CDC) issued a level 3 travel warning to avoid nonessential travel.

Inbound USA Elite Insurance provides a simple and affordable program for visitors to USA. Inbound Elite Insurance plan (previously named Inbound Guest Insurance) offers low-cost visitor insurance coverage and is available to non-United States citizens (foreign nationals) who come to the U.S. for business, pleasure, or to study.

Inbound Elite Visitor Medical Insurance program can be renewed for 1092 days in the United States. Inbound Elite plan includes coverage for hospitalization, surgery, prescription drugs, ambulance service, Dental treatment, doctor visits and more.

Inbound Elite Visitor Health Insurance is an ideal travel health Insurance for parents visiting USA and tourists to the United States. Inbound Elite Insurance plan is administered by Seven Corners Insurance and is underwritten by Certain Underwriters at Lloyd’s of London and is rated A “Excellent” by A.M. Best.

Inbound USA Insurance

Inbound USA Insurance plan provides fixed or scheduled visitor insurance benefits for foreign nationals visiting the United States of America, it is available in three plan options:

  • Inbound USA Basic – Economy option for ages below 100 years, renewable only up to 364 days.
  • Inbound USA Choice – Balanced option for ages 99 years or younger, extend up to 1092 days.
  • Inbound USA Elite – Best fixed benefits option only for ages below 70 years, renew up to 1092 days.

Inbound USA Elite Insurance Review

Basic Fixed Plan for Visiting USA

Notes: Elite plan offers top scheduled or fixed medical coverage option for visitors to the USA, available for ages below 70 years visiting the USA. Renewable.

Eligibility: Any foreign resident individuals and/or family, above age 14 days, and visiting the USA only.

Coverage Duration: Minimum of 5 days to maximum purchase duration of 1 year (364 days)


  • Member maximum limits: $50K to $1 million
  • Choose deductible: $0 to $2,500
  • AD&D benefit: $25K (included), additional to $1 million

PPO Network: No Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.

Renew or Extend: Renewable up to 3 years (1092 days), extend policy expiration dates prior to expiration, $5 additional renewal fee applies.

Other Highlights

  • Foreign nationals visiting the USA
  • Sickness/injury plans for visitors to America
  • Acute-onset of pre-conditions included
  • Quote & purchase online for single trip
  • Optional riders to policy available

Inbound USA Choice Insurance Information

Inbound USA Elite Insurance or Inbound Elite Insurance provides a simple and affordable program for visitors to USA. Inbound Elite Insurance plan is available to non-US citizens who are visiting the U.S. for business, pleasure, or to study. The program must become effective within 180 days of arrival in the United States. Inbound Elite plans includes coverage for hospitalization, surgery, prescription drugs, ambulance service, Dental treatment, doctor visits and more.

Inbound USA Elite Insurance - Plan Overview

Inbound Elite Travel Insurance policy plan review and highlights of coverage are as follows:

  • Fixed benefit plan with deductible per incident, injury or sickness
  • Coverage for U.S visitors age group of minimum of 14 days old onwards up to age 69 years
  • Plan offers individuals below 70 years with up to $150,000 maximum coverage choices
  • Health benefits for non-U.S. citizens visiting USA
  • Ideal for foreign visitors traveling to the United States
  • Offers emergency medical evacuation up to $50,000 and repatriation
  • Benefit period of 180 days from date of your injury or illness to receive treatment
  • Includes 24 hour assistance service with SevenCorners Assist
  • Scheduled Benefit plan offering competitive rates and higher benefit amounts
  • Renewable USA guest insurance coverage up to 1092 days
  • Guaranteed issue policy and applicant cannot be turned down
  • Underwritten by Certain Underwriters at Lloyd’s of London
  • Policy is rated “A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s

Inbound USA Elite Insurance Plan Details

Inbound Elite Insurance Plan provides visitor medical insurance for non-U.S. citizens visiting USA who is at least 14 days old and below age 100 years, and is traveling to the U.S. for business, pleasure, or to study. Coverage is available for individuals and families who purchase coverage within 180 days of arrival to the United States. Benefits under the Inbound Elite fixed or scheduled benefit plan include sickness & injury medical insurance for USA visitors. Plan offers continuous coverage protection from a minimum 5 days to maximum duration of 180 days and is renewable. Review plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.

Inbound USA Elite
Quote & Buy Online Buy Inbound Elite Insurance
Renew Coverage Online Renew Inbound Elite Insurance for total coverage period of of 364 days, a $5 renewal fee applies each time you renew
Review Plan Brochure Inbound Elite Insurance Brochure
Coverage Period or Duration Inbound Elite Insurance Coverage period minimum length of 5 days to maximum of 180 days
Benefit Period 180 days (amount of time you have from the date of your injury/illness to receive treatment).
Maximum Medical Benefit Per Person Age 14 days to Age 69 years:
Maximum coverage choices per Injury/Sickness include: Plan A $25,000, Plan B $45,000, Plan C $65,000, Plan D $85,000, and Plan E $120,000Age 70 to Age 99 years:
Maximum coverage choices per Injury/Sickness include: Plan J $40,000, Plan K $60,000, and Plan L $100,000
Note: For ages below 14 days and above 100 years, not eligible to purchase this plan
Deductible Inbound Elite Insurance Choices of $0, $50, and $100
70+ : Choices of $100 and $200
Note: The deductible is per injury or sickness and per person on the policy
Higher the selected deductible, lower the premium cost paid to purchase for selected maximum coverage
Acute Onset of a Pre-existing Condition For Age below 70 years:
Up to Selected Medical Maximum per coverage period for Medical Expense Benefits (amounts limited for each benefit per schedule), and
Up to 25,000 per coverage period for Emergency Medical EvacuationFor Age above 70 years:
Not available if insured is 70 years or olderNote: Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your coverage began (365 days for those 70 and older), whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 180 days before the effective date.
Only “Acute Onset of Pre-existing conditions” is covered for ages below 70 years for non-U.S. Citizens visiting USA, up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United States during your coverage period, and if you receive treatment in the United States within 24 hours of the sudden and unexpected recurrence.
A pre-existing condition that is chronic, congenital or gradually worsens over time is not covered.
Accidental Death & Dismemberment (AD&D) For all plan types, principal sum limits of $25,000 for insured
Note: This benefit applies for Common Carrier Accidental only
Inpatient Hospital Expenses Hospital Room & Boarding charges, including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous charges
Charges for Intensive Care Unit (ICU) & Surgical Treatment
Pre-admission tests w/in 7 days before hospital admission
Doctor fees including Assistant Surgeon, Non-Surgical Visits by Physician, consulting physician requested by attending physician, anesthetist & private duty nurse
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected
Outpatient Medical Expenses Charges for outpatient surgical treatment, use of outpatient surgical facility
Fees for Doctor, Anesthetist, Assistant Surgeon, Non-Surgical Physician
Hospital Emergency Room, Urgent Care, Diagnostic X-rays, CAT scan, PET scan or MRI, Laboratory Services, Prescription Drugs (per coverage period)
Note: Limited to amounts as fixed in the brochure and up to the plan type medical maximum selected
Other Treatment & Services Dental Treatment for Injury to Sound, Natural Teeth
Initial orthopedic prosthesis or brace
Chemotherapy and/or Radiation Therapy
Durable Medical Equipment
Ambulance Services
Note: Limited to amounts and number of visits as fixed in the plan brochure for plan type selected
Mental & Nervous Disorder & Substance Abuse Same as any sickness
Emergency Medical Evacuation Up to $50,000 (in addition to the medical maximum)
Return or Repatriation of Mortal Remains Up to $25,000
Local Cremation or Burial Up to $5,000
Exclusions & Limitations Exclusions apply, see Exclusions & Limitations section in plan brochure for details
Pre-certification Requirements See pre-certification section in plan brochure for details, pre-certification does not guarantee benefits.
Claims & Reimbursement Submit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days
Note: Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense
Claim payments can be converted to a currency of your choice
Cancellation & Refund Before coverage start date, full plan cost refunded
After coverage start date, the unused portion of your plan cost is refunded minus a cancellation fee of $25, if no claims filed under the policy already
Note: A written (email) request is required
Worldwide Assistance 247/365 Seven Corners Assist service included
Plan Administrator Seven Corners Insurance handles all claims and policy administration services
Insurance Underwriter Underwritten by Certain Underwriters at Lloyd’s of London, the oldest underwriter in the world
Ratings of Insurance Company A.M. Best: “A” (Excellent) and Standard & Poor’s: “A+” (Strong)
Quote & Buy Online Inbound Elite Insurance Quote

Disclaimer: The information provided on this page is only a summary, be sure to read plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.

Inbound USA Elite Insurance Plan Brochure

Review the common plan brochure for all the Inbound plan types: Basic, Choice or Elite.

Inbound USA Elite Insurance Certificate

Review the Inbound USA Elite policy details in the master certificate of coverage document for detailed information on the plan.

Inbound USA Elite Insurance PPO Network

Inbound USA Choice is a fixed-benefit plan has NO PPO network of doctors, hospitals, labs, and other caregivers. Seek care with any qualified physician, primary care or specialist office, medical facility, and submit your bills for reimbursement.

Inbound USA Elite Insurance - Quote/Buy Online or Apply

Quote, apply and purchase the Inbound USA Elite policy securely and instantly online. Alternatively, print and complete the paper application to send along with the requisite premium amount payment to the address on application.

Inbound USA Elite Insurance - Renew/Extend Coverage

Inbound USA Elite insurance coverage duration can be extended or renewed to a maximum period of 1,092 days. A $5 renewal additional fee apples for each renewal application.

Inbound USA Elite Cancellation & Refund Rules

Below are the rules pertaining to cancellation of the policy and refund of premium.

  • Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
  • Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.

Inbound USA Elite Insurance Plan FAQ

Below are some of the questions frequently asked with the Inbound USA Elite Insurance plan gathered over many years:

What are the common terms used in the Inbound USA Elite plan?

Medical Maximum, Deductible, Coinsurance are commonly referenced

Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.