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Liaison Student Plus Insurance

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Liaison Student Health Plan for International Scholars

Liaison Student Plus Insurance is an international student health plan for students studying in USA on F-1 or J-1 visa, or while studying worldwide outside home country, includes coverage for
COVID-19 Coronavirus.

COVID-19 / SARS-CoV-2 / Coronavirus  Liaison Student Plus plan does include coverage for testing/treatment of COVID19 even after The World Health Organization (WHO) issued a global pandemic warning, and the U.S. Centers for Disease Control and Prevention (CDC) issued a level 3 travel warning to avoid nonessential travel.

Liaison Student Plus Insurance is a simple and affordable student health insurance plan offering medical coverage for students, scholars and faculty, and their dependent family members who are studying/traveling outside of their home country.

Liaison Student Plus plan includes Covid-19 / coronavirus coverage and is available for international students studying in USA or abroad for 5 days to 364 days. Liaison Student Plus plans also includes coverage for hospitalization, surgery, prescription drugs, ambulance service, emergency dental treatment, doctor visits and more. To meet the plan eligibility requirements, you must be a full-time student below age 65 years. Coverage is renewable unto 364 days, after which you can re-apply for an additional term.

Liaison Student Plus Group Insurance is can be purchased for groups of 10 or more students, faculty or scholars in a single group policy with savings on group rates.

Liaison Student plan is an ideal international student health insurance plan for foreign students studying in USA, and international students studying outside their home country. Liaison Student plan is administered by Seven Corners Insurance and is underwritten by Underwritten 100% by Advent, Lloyds Syndicate 780, and is rated A “Excellent” by A.M. Best.

Liaison Travel Choice Insurance is administered by Seven Corners Insurance and is underwritten by Certain Underwriters at Lloyd’s, London and is rated A “Excellent” by A.M. Best.

Liaison Student Plus Insurance Review

Intl. Students studying in USA/Abroad  COVID-19 

Notes: Covid/coronavirus included in this international student medical insurance plan offering for students and scholars, including dependents, who are studying outside of home country. Renewable.

Eligibility: Any foreign resident individuals and/or family, above age 14 days, and visiting the USA only. The plan is available for both foreign nationals and expat US citizens visiting the U.S.

Coverage Duration: Minimum of 15 days to maximum of 1 year (365 days)

Amounts:

  • Member maximum limits: $50K to $1 million
  • Choice of deductible: $0 to $2,500
  • AD&D benefit: $25K (included), additional to $1 million

PPO Network: No Preferred Provider Organization (PPO) network, consult any doctor or hospital for medical care.

Renew or Extend: Not renewable, purchase exact days of coverage necessary.

Other Highlights

  • Foreign nationals visiting the USA
  • Sickness/injury plans for visitors to America
  • Acute-onset of pre-conditions included
  • Quote & purchase online for single trip
  • Child alone without adult purchase allowed
  • Groups of 10+ can purchase Group policy
  • Optional hazardous sports activity riders

Liaison Student Plus Insurance Eligibility to Purchase Coverage

Non-U.S. Citizens Studying in USA: International Students, visiting Faculty, Scholars, or other persons age 13 and older who are temporarily residing outside their Home Country. The Insured must remain engaged in full-time educational or research activities outside their Home Country during the Period of Coverage. Education or research activities shall mean the Insured: 1) is enrolled and participating in an educational, vocational, cultural exchange, or training programs; and 2) has a valid J-1, H-3, F, M, or Q Visa.
U.S. Citizens Studying Abroad: All United States Students, visiting Faculty, Scholars, or other persons with a current passport who are temporarily residing outside the United States and are engaged in full-time educational or research scholar activities.

Liaison Student Travel Insurance

Liaison Student policy offers international student health insurance coverage for foreign nationals and dependents studying in USA, or U.S citizens studying abroad.

Liaison Student Medical Insurance coverage is for international students studying in USA on F-1, F-2, J-1, J-2, or any scholar or student visa.

Liaison Student Plus Insurance - Plan Overview

Liaison Student Plus Insurance Plan provides international student health insurance for non-U.S. citizens studying in USA and for American citizens studying overseas in any nation abroad outside home country. Benefits include sickness/injury coverage including maternity available for foreign students studying in USA and their dependents. Plan meets the J-1 visa requirements also. Enroll for a duration up to 12 months, which can be renewed for longer period. Review plan benefit information, policy options, coverage details and quote, buy and purchase policy online.

  • Eligibility: International students under age 65 studying in USA or abroad for 5 days to 364 days.
  • Re-apply for an additional period of coverage to extend policy
  • Benefits: Hospitalization, surgery, prescription drugs, ambulance service, emergency dental treatment and doctor visits.
  • Immediate coverage available, print virtual ID cards instantly after purchase.
  • Coverage for student/scholar and dependents
  • Non-U.S. citizens studying in USA or U.S. citizens studying abroad
  • Acute onset of pre-existing conditions covered
  • Comprehensive plan with maternity benefits
  • Wide network, many hospitals or doctors in PPO network
  • Meets F-1/F-2, J-1/J-2, H-3, , M-1, Q-1, or similar visa requirements
  • Duration: Coverage for up to 12 months & renew for longer
  • Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
  • Plan Brochure: Review the Liaison Student Plus Insurance Plan Brochure for policy details.
  • Claims Form: Download the Liaison Student Plus Insurance Claims form using Seven Corners Insurance claims link.
  • Administrator: Administered by Seven Corners Insurance.
  • Underwriter: Underwritten by Advent, Lloyds Syndicate.

Diplomat America Plan Details

Liaison Student Health Insurance is designed to protect you during your time away as a student away from home country, whether you are a foreign national studying in the United States for several years or a U.S. citizen studying abroad.

Liaison Student
Quote / Buy Liaison Student Health Insurance Online Liaison Student Plus Insurance Quote
Plan Brochure Liaison Student Plus Insurance Brochure
Plan Selection U.S. Citizens Studying Abroad: Plan A, B, C, D, E & F
Non-U.S. Citizens Studying in USA: Plan G, H & I
Length of Coverage Period or Duration From 5 days to 364 days, renew coverage continuously as long as you remain eligible
Note: Benefit Period corresponds with period of coverage
Lifetime Medical Maximum Benefit Primary Member: $250,000 to $1,000,000, Spouse/Dependent: $100,000
Per Injury/Illness Maximum Amount Primary Member: $250,000 to $500,000, Spouse/Dependent: $100,000
Deductible per Injury/Illness Plan B, D, F: $0
Plan A, C, E: $50
Plan G, H, I: In PPO $25; Outside PPO $50
All Plans: Student Health Center: $5 per visit; not subject to deductible
Copay per Prescription Medication Plan A, B, C, D, E, F $0 generic & $0 brand name
Plan G, H, I $10 generic & $20 brand name
Coinsurance Options Plan A, B, C, D, E, F: 100% to lifetime maximum
Plan H & I: 100% to lifetime maximum
Plan G 80% up to first $10,000, then 100% to lifetime maximum
Acute Onset of a Pre-existing Condition Up to $25,000
Accidental Death & Dismemberment (AD&D) $25,000 principal sum for plan participant, $10,000 principal sum for spouse, $5,000 principal sum per dependent
Emergency Dental Accident Coverage $500 per accident
Dental Sudden Relief of Pain $350 (available for plans for 1 month or more)
Emergency Medical Evacuation per injury/illness medical maximum
$25,000 for Acute Onset of a Pre-existing Condition
Return or Repatriation of Mortal Remains Up to $50,000
Local Cremation or Burial Up to $5,000
Emergency Medical Reunion Up to $50,000
Political Evacuation Up to $10,000 lifetime maximum
Terrorism covered as any other accident or sickness Usual, Reasonable and Customary (URC) up to $50,000 Lifetime Maximum
Hospital Charges Inpatient and Outpatient services covered
Ambulance Service Plan A & B: $500
Plan C, D, E, F: $750
Plan G, H, I: per injury/illness maximum
Maternity & Childbirth Coverage Plan A & B: 80% up to $5,000
Plan C, D, E & F: 100% to per injury/illness maximum
Plan G: 80% to $5,000 in PPO/60% to $5,000 outside PPO
Plan H & I: 80% to per injury/illness maximum in PPO / 60% to per injury/illness maximum outside PPO
Note: For plan participant member & eligible spouse only
Routine Newborn Care Plan A & B $250 / Plan C, D, E & F: $750 / Plan G: $250 / Plan H & I: $750
Note: Only as a result of covered maternity
Mental Illness & Nervous Disorder Inpatient: 50% to $10,000, to a max of 45 days, Outpatient: 80% to $500
Alcohol & Drug Abuse 50% up to $1,000
Injuries from a Motor Vehicle Accident Plan A, D, C, B, E & F: per injury/illness medical maximum
Plan G & H: I $100,000
Non-contact Amateur Sports Coverage Up to $5,000
Note: Includes high school, interscholastic, intramural, or club sports
Home Country Coverage Incidental Trips to the Home Country $1,000
Home Country Extension of Benefits $1,000
Physiotherapy Plan A, D, C, B, G, H & I: $50/day and Plan E & F: $75/day
All to the per injury/illness medical maximum
Prescribed by a physician and provided by a licensed physiotherapist
Spinal Manipulation Plan A, C, B, D, G, H & I: $50/day and Plan E & F: $75/day
All to the per injury/illness medical maximum
Personal Liability Coverage Up to $100,000
Worldwide Assistance 247/365 Assist service included
Plan Administrator Seven Corners Insurance handles claims and policy services
Insurance Underwriter Lloyd’s of London, the oldest underwriter in the world
Ratings of Insurance Company A.M. Best: “A” (Excellent) and Standard & Poor’s: “A+” (Strong)
Quote / Buy Liaison Student Medical Insurance Online Buy Liaison Student Plus Insurance

Disclaimer: The information provided on this page is only a summary, be sure to read plan brochure for complete details. The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.

Liaison Student Plus Insurance Plan Brochure

Liaison Student Plus Insurance Review of the plan brochure for coverage information and summary of benefits along with broad outline of the policy features.

Liaison Student Plus Insurance Certificate

Liaison Student Plus Insurance Review of the plan certificate for detailed coverage information and plan exclusions with in-depth policy benefits explanation.

Liaison Student Plus Insurance PPO Network

Liaison Student Plus Insurance has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers.

Liaison Student Plus Insurance - Quote/Buy Online or Apply

Quote/Buy Liaison Student plan instantly online or print/complete the Seven Corners student insurance paper application along with the payment.

Liaison Student Plus Insurance - Renew/Extend Coverage

Liaison Student Travel Insurance coverage can be extended or renewed. A $5 renewal additional fee apples for each renewal application.

Liaison Student Plus Insurance Client Dashboard

Liaison Student America plan client resources for existing policy holders to renew coverage dates, print ID cards, get the proof of coverage letter, submit claims, and more.

  • Client Dashboard: Access the Liaison Student America Plan on the IMG Client Resources dashboard for existing policyholders.
  • Claim Form: Download and submit the Liaison Student America Plan Claim Form along with your bills and other supporting documents on the IMG Client Resources dashboard for review and settlement.

Liaison Student Cancellation & Refund Rules

Below are the rules pertaining to cancellation of the policy and refund of premium.

  • Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
  • Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.

Liaison Student Insurance Plan FAQ

Below are some of the questions frequently asked with the Liaison Student Insurance plan gathered over many years:

What are the common terms used in the Liaison Student plan?

Medical Maximum, Deductible, Coinsurance are commonly referenced

Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.