Safe Travels Schengen Visa Coverage for Travel to Europe
Safe Travels Schengen Visa Insurance is a comprehensive plan for visitors to the European Schengen States, purchase coverage that meets the EU Schengen Visa requirements.
Safe Travels Schengen Visa Insurance plan is for non-US citizens traveling outside their home country to any of the 26 Schengen countries part of the European Union (EU). The policy meets the Schengen Visa Travel Insurance requiremts for visitors to the Shengen Area/Zone. Plan includes only the required benefits by most consulates to get the Schengen visa approved. Upon purchase of the policy, the ID cards and signed visa letter (which upon request is translated into any language) is sent instantly to your email.
The Safe Travels Schengen Visa Travel Insurance plan is not available to US Citizens traveling to Europe, and meets the Schengen Visa requirements for travel by non-US citizens to Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
- Quote and Buy Safe Travels Schengen Visa Insurance online, instant ID cards and proof of coverage.
- Review the Safe Travels Schengen Visa Insurance Brochure for plan summary of benefits.
- Review the Safe Travels Schengen Visa Insurance Certificate for policy details and exclusions.
Safe Travels Schengen Visa plan benefits include $0 or €0 deductible, no co-insurance as 100% covered, includes emergency room, doctor visits, and hospitalization up to a maximum $50,000, emergency medical evacuation up to a maximum $150,000, repatriation of mortal remains up to a maximum $20,000. Review the plan brochure and summary of benefits to understand benefits included. The policy certificate has the complete description of all of the terms, conditions, and exclusions.
Safe Travels Schengen Visa plan is offered and administered by Trawick International, the policy is underwritten by GBG Insurance Limited.
Safe Travels Schengen Visa Insurance Review
EU Travel Medical Insurance COVID-19
Safe Travels Schengen Visa Insurance Policy Information
Safe Travels Schengen Visa Insurance is specially designed for the tourist visiting Europe, plan is available for international travelers visiting the European Schengen States from any foreign destination country. The plan also meets the Schengen Visa requirements.
Safe Travels Schengen Visa Insurance - Plan Overview
Safe Travels Schengen Visa Insurance plan review and highlights of coverage. Safe Travels Schengen Visa Travel Insurance policy highlights are as follows:
- Eligiblity: Non-US citizens, 14 days to 70 years old, traveling outside their home country to European Union (EU) Schengen zone countries.
- Coverage from 5 days to 180 days; renew uninterrupted policy once to maximum duration allowed.
- Schengen Visa compliant for travel to 26 Schengen countries part of the EU.
- Schengen Visa insurance letter documentation, including Certificate of Coverage, ID card, emailed upon purchase.
- Visa letters can be translated into other languages upon written request.
- Insurance for sickness/illness or injury/accident, emergency medical evacuation, repatriation of remains.
- Maximum coverage amount of $50K for emergency medical and hospitalization.
- Emergency medical evacuation with maximum up to $150,000.
- Repatriation of mortal remains with maximum up to $20,000.
- Coverage not available to US Citizens
- Premium Rates, please use the quote buy link to generate an online quote for plan rates.
- COVID-19: Plan offers coverage for testing/treatment COVID-19 / coronavirus. (Both the World Health Organization (WHO) and U.S. Centers for Disease Control and Prevention (CDC) have declared this disease as a global pandemic.)
Safe Travels Schengen Visa Insurance Plan Details
Safe Travels Schengen Visa Insurance Plan Details
Safe Travels Schengen Visa Insurance is available for non-U.S. citizens/residents who are visiting the United States, or while traveling outside home country. Coverage is suitable both for business or leisure travelers to the U.S., international tourists, individuals or family who are on a holiday to America. This is a brief summary of the features available in Safe Travels Schengen Visa plan. It is not a contract of insurance. This plan includes both insurance and non-insurance benefits. Limitations and exclusions apply. Please refer to the plan certificate for more details.
Repatriation of RemainsReturn of Mortal Remains up to $20,000 USD.
Cremation or Local Burial is also covered.
|Plan Name||Safe Travels Schengen Visa|
|Quote & Buy Online||Buy Safe Travels Schengen Visa Insurance|
|Renew Coverage Online||Safe Travels Schengen Visa Insurance plan is renewable up to 180 days, if the policy is not lapsed and currently active.|
|Review Plan Brochure||Safe Travels Schengen Visa Travel Insurance Brochure|
|Coverage Period or Duration||Coverage period minimum length of 5 days to maximum of 180 days (6 months)|
|Renew Coverage||Coverage may be extended, on a one-time basis, 72 hours or more prior to the original scheduled return date.|
|Benefit Period||180 days (amount of time you have from the date of your injury/illness to receive treatment).|
|Policy Maximum||$50,000 USD (All claims are paid in US Dollars, amount exceeds the conversion amount requirement for €30,000 Euros).|
|Deductible Options||$0 / €0|
|Co-Insurance:||Plan pays up to 100% up to the plan maximum.|
|Emergency Medical / Hospitalization||Hospital/ICU Room & Board Charge covered 100% up to Policy Maximum.|
|Doctor / Physician Visit||100% covered
Inpatient or Outpatient Physician or Specialist visits are covered.
|Urgent Care||Visits are covered 100% up to policy maximum.|
|Labs and Diagnostics||covered 100% up to Policy Maximum
Laboratory, Pre-admission Testing, Radiology / X-ray covered 100% up to policy maximum
|Prescription Drugs / Medicines||Covered 100% up to Policy Maximum
Ongoing prescriptions prior to purchase of policy will not be covered.
|Ambulance||Emergency use of local Ambulance is covered 100% up to policy maximum.|
|Emergency Medical Evacuation||Up to $150,000 USD (amount covered per evacuation)
Accompaniment up to $6,000. USD (maximum of $300/day)
Continuation is 100% covered
|Physical Therapy/ Chiropractor||Outpatient visits up to maximum of $2,500 USD|
|Anesthesia / Anesthesiologist||Covered 100% up to Policy Maximum|
|Anesthesia / Anesthesiologist||Covered 100% up to Policy Maximum.
Inpatient / Outpatient Surgery, Use of Surgical Facility, Surgeon Fees all included.
|Physical Therapy/ Chiropractor||Age Band: Daily Rate
14 days – 16 years: $0.88 (with insured parent)
14 days- 16 years: $1.24 (child alone)
17 years – 39 years: $1.24
40 years – 64 years: $1.65
65 years – 70 years: $2.49
|Travel Assistance Services||24/7/365 travel assistance services.
Service provided by GBG Assist.
|Secondary Insurance||Safe Travels Schengen Visa is a Secondary Insurance plan
A Secondary insurance plan just fill gaps found in coverage benefits in the Primary plan. In comparison, a Primary Insurance plans pays immediately for an unexpected injury/illness that is not an exclusion, without any verification made, whereas in a secondary plan, this check is done.
|Exclusions & Limitations||Exclusions apply, see Exclusions & Limitations section in plan certificate for details|
|Pre-certification Requirements||See pre-certification section in plan certificate for details, pre-certification does not guarantee benefits.|
|Claims & Reimbursement||Submit the completed claim form and file along with the itemized medical bill/s to the plan administrator within 90 days
Note: Plan does not guarantee payment to a healthcare service provider or facility or insured individual for medical expenses until the plan administrator determine it is an eligible expense
Claim payments can be converted to a currency of your choice
|Cancellation & Refund||Before coverage start date, full plan cost refunded.
After coverage start date, the unused portion of your plan cost is refunded minus a cancellation fee of $10, if no claims filed under the policy already.
Note: A written (email) request along with the requiste cancellation form filled ans signed is required.
|Worldwide Assistance||247/365 Emergency Assistance service included, contact phone number provided on the back of ID card.|
|Plan Administrator||Trawick International handles all policy administration services|
|Claims Administrator||Trawick International handles all claims administration services|
|Insurance Underwriter||Underwritten by GBG Insurance.|
|Ratings of Insurance Company||A.M. Best: B++ (Good)|
|Quote & Buy Online||Safe Travels Schengen Visa Insurance Quote|
Disclaimer: The information provided on this page is only a summary of the Safe Travels Schengen Visa Insurance plan, be sure to read Safe Travels Schengen Visa Insurance plan brochure for complete details.
The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan.
All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted.
To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by the plan claims administrator.
Safe Travels Schengen Visa Insurance Plan Brochure
Review the Safe Travels Schengen Visa Travel Insurance brochure which includes the high level summary of benefits and coverage.
- Plan Brochure: Safe Travels Schengen Visa Travel Insurance Brochure
Safe Travels Schengen Visa Insurance - Certificate Description of Coverage
Review all the Safe Travels Schengen Visa Travel Insurance policy details in the master certificate of coverage wording below:
- Certificate of Insurance: Safe Travels Schengen Visa Insurance Certificate
Safe Travels Schengen Visa Insurance PPO Network
Safe Travels Schengen Visa plan has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers.
- Provider Network: Search for providers within the PPO network to save on co-insurance charges using Safe Travels Schengen Visa Insurance Provider Network.
Safe Travels Schengen Visa Insurance - Quote/Buy Online or Apply
Quote, apply and buy the Safe Travels Schengen Visa Insurance policy securely and instantly online. Alternatively, print/ and complete the paper application to send along with the requisite premium amount payment to the address on application.
- Quote/Buy Online: Get instant quote & Buy Safe Travels Schengen Visa Insurance coverage online.
- Application Form: Complete, mail/fax the Safe Travels Schengen Visa Insurance Paper Application along with the required premium payment.
Safe Travels Schengen Visa Insurance - Renew/Extend Coverage
Safe Travels Schengen Visa Travel Insurance coverage duration can be extended as plan is renewable, you can extend the policy coverage dates ONCE only up to a total duration of 180 days, as long as the policy has NOT lapsed or expired. Coverage may be extended, on a one-time basis, 72 hours or more prior to the original scheduled return date.
- Renew Policy: Extend the Safe Travels Schengen Visa Insurance plan coverage dates using the following link to Renew Trawick Insurance Plans online.
Safe Travels Schengen Visa Insurance - Claims
Download and submit the claims form along with for detailed information including receipts for all medical bills for review and processing. You can also check the status of your claim online. This plan has an office in Vienna, Austria and will pay directly to providers when the assistance company GBG Assist is contacted and the payment is approved.
- Claims: Download the Safe Travels Schengen Visa Insurance Claims form on the Trawick Insurance Client Resources page.
Safe Travels Schengen Visa Cancellation & Refund Rules
Below are the rules pertaining to cancellation of the policy and refund of premium.
- Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
- Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.
Safe Travels Schengen Visa Insurance Plan Questions & Answers
Below are some of the questions frequently asked with the Safe Travels Schengen Visa Insurance plan and relevant answers gathered over many years:
Who is eligible to purchase the Safe Travels Schengen Visa policy?
Foreign nationals visiting the EU Schengen States
The Safe Travels Schengen Visa plan is available for foreign nationals who are visiting the European Schengen states for a short-term duration. Individuals and/or families for certain nations visiting Europe can purchase the policy to meet the mandatory Schengen Visa travel insurance requirements.
Which EU countries/states require the Schengen Visa Insurance?
26 countries in Europe form the Schengen Area
The Schengen area is a group of 26 countries in Europe: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Holland, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland. Before you plan your next trip to Europe, review Schengen Visa Insurance plans for several top-rated carriers, find a low-cost plan that meets the requirements also.
What are the Schengen Visa Insurance requirements?
Mandatory Schengen Visa Insurance requirements
1. Insurance company must have a representative office in Europe.
2. Medical evacuation / repatriation coverage of at least US $37,500 (30,000 Euros).
3. Insurance must be valid for duration of stay in the Schengen states.
What are the common terms used in the Safe Travels Schengen Visa plan?
Medical Maximum, Deductible, Coinsurance are commonly referenced
Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.