If you or your parents, in-laws or other elderly relatives are planning to travel to the United States of America or Canada, then you need to review and buy a good quality, affordable visitors medical insurance. The health care services and treatments and medical expenses in developed countries such as the US are very high. Hence, it is all the more important for visiting parents to obtain visitor medical insurance coverage to ensure that suitable cover for medical emergencies well in advance, saving your parents from getting into financial hardships due to medical bills and hospital charges in the event of admission into a emergency room or the in patient ward of a hospital.
Why buy visitors medical insurance for parents
Planning is essential while buying visitors health insurance for parents, and it is advised to purchase the same when the entire trip has been planned out along with getting the visitors visa and buying airline tickets. Forgetting or avoiding to buy visitors medical insurance for parents can later because a problem, with the risk of an uneventful hopitalization in the visiting country. This can cause unnecessary financial hardship and worries even for the host family abroad. A visitors medical insurance plan needs to be purchased for your parents since immigrants and visitors are not eligible to for domestic US health insurance plans. It is also advantageous to maintain the legal status and validity of the visa of your parents while visiting aboard with a good visitor insurance plan, which is of great help in case of any medical emergencies and claiming is a very easy and simple process. Visitor insurance plan benefits for parents include hospitalization expenses, intensive care treatment, in-patient surgery, hospital ward admission, ambulance services, medical evacuation, etc and lot more. Take time to read the insurance plan brochure policy document to understand the schedule of coverage and plan exclusions.
Process to buy visitors medical insurance for parents
The process to buy a correct visitor insurance plan for parents can be quite a task even for many folks living in any other nation. There are so many visitors insurance plans with insurance terms and insurance industry references that can be a hard to comprehend. By seeking the help of online visitor insurance guide and an resourceful visitor insurance agent, one can navigate the maze and pick the right visitors medical insurance for parents visiting USA.
Popular visitors medical insurance for parents
Some of the popular visitors medical insurance for parents which offer excellent coverage benefits in USA.
The plan suggestions are as follows:
Age below 70 visiting USA
1. Atlas America Insurance (up to $2 million max)
2. Patriot America Plus Insurance (up to $500K max)
Ages 70-79 years visiting USA
1. Atlas America Insurance ($50K or $100K or $250K max)
2. Patriot Platinum Insurance ($100K max)
3. Patriot America Insurance ($50K max)
Ages 80+, visiting USA
1. Inbound USA Insurance (Plan K w/ $70K max fixed-benefit coverage)
2. Inbound Guest Insurance (Plan L w/ $100K max fixed-benefit coverage)
3. Patriot Platinum Insurance ($20K max coverage option, comprehensive plan)