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Visitor Medical Insurance, Quotes, Reviews, Benefits Online

Visitor Medical Insurance is not usually a mandatory requirement for foreign visitors to the United States of America (USA) or any one traveling and visiting outside his or her home country. However, each year, millions of people travel beyond their national borders where most often their home country medical insurance, if any, ends coverage benefits. If you are concerned with the potential out-of-pocket expenses that could result from an sickness or illness or any medical injury or emergency while traveling in another country, visitor medical insurance offers medical coverage and emergency services to individuals, families, parents visiting USA, etc and is the best choice for your protection. Get a free quote, review coverage benefits, and instantly buy visitor health insurance online and have a safe worry-free trip to USA or any foreign nation.

Visit the following highlighted links have more information on popular visitor medical insurance plans with comprehensive benefits and provide coverage up to the plan maximum benefit selected at the time of purchase of the plan:

The Visitor Insurance 101 offers information on how visitor medical policies work, reviews, tips and offers a choice of visitor health insurance plans.

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Visitor Medical Insurance Plan

Visitor medical insurance for visitors to USA and travelers outside home country is best understood as a short-term insurance plan that is useful for medical protection against broad range of health related risks due to an injury or sickness is the visiting host country. Visitor health insurance plans take care of medical costs incurred due to accessing healthcare services during the visit in any foreign destination. Unlike individual health insurance plans, the visitor insurance plan is designed to cover outside the travelers home country, hence typically no medical records or medical check-up is required to buy and enroll in a plan.

Visitor medical insurance is designed for needs of short-term travelers and visitors to USA who come for various purposes to the U.S., be it for business or pleasure. It is very helpful as it gives medical protection and peace of mind to both the visitors traveling to USA and to other countries. The visitor health insurance policy typically covers expensive hospitals expenses for surgical needs and diagnostic care. Health care in western countries is different, and if something happens to the health in a distant land without access to the medical plan, there can be more problems. One does not have a clear picture of the monetary rules of visiting country, unless visiting that country frequently and also having practical knowledge of the country. Especially for older relatives or parents visiting USA, there are more chances of suffering from various diseases while you go to other country due to the changing climate or different eating habits, and also for many other health related reasons. Visitors health insurance policy helps in such conditions and some of the benefits included are repatriation of mortal remains, costs of prescription drug, dental fees for sudden pain, emergency medical care and repartition and evacuation, and doctors fees and hospital clinical expenses, accidental death and dismemberment.

All visitor insurance policies will specify specific conditions called plan exclusions, under which no coverage is generally available. When checking-out the effectiveness of a visitors insurance plan, it makes sense to match the list of exclusions with your travel plans. If adventure sports is a part of you vacation, choose a visitors health that typically offers a sports coverage or some sports ride to cover for specific clauses against compensating for injuries incurred due to undertaking high-risk sports. A common mistake made by most first-time policy seekers is overlooking the list of pre-existing conditions. Usually, such medical conditions are not covered since the insured was diagnosed with them before embarking upon international travel. To gain coverage for acute onset of pre-existing conditions limited to cretin age, certain comprehensive plans with slightly higher premiums are offered.

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Picking and Buying Visitor Medical Insurance

When you are planning a visit to America, or a trip to any foreign country, you have to buy visitor insurance to keep your health protected from medical emergency risks. Visitor insurance may at first glance seem very much as an unnecessary expense to an already strained travel budget. But as unpredictable as life can be, no one plans to get sick or injured when on a holiday vacation, during their study abroad, or while attending a seminar or conference in America or elsewhere. You have to weigh the risks and the odds of you being in one of those situations where you will need medical care against the costs of premium paid for the policy. An important question to be asked is – can you afford the out of pocket medical costs to get urgent hospital care for a fractured limb or even a more serious case if you are more seriously injured, or get a sudden heart attack.

As much as you plan the various aspects of your visit to America, or any other country, taking the time to buy the right visitors coverage policy will ease your mind from worrying about what will happen if you get sick, or encounter some sort injury during the trip. Instead of putting off the process of picking and choosing the apt policy to purchase, it is in your own best interest to finish this task as soon as possible in your travel planning agenda. Take note of any special considerations that will need to be addressed before you go about picking the best suited policy. Determine if you or a family member has any pre-existing medical conditions that you need to have covered. Also check if all the family members are traveling together or embarking on separate dates. Also, make note if you need to address special instances such as smaller children or senior citizens to be included as the insured.

There are lots of different visitor medical insurance policies available offering a wide array of travel health coverage benefits, you want to find the one that is best works for you in terms of costs and features included. To identify the right visitor insurance company, you can review and choose from the top rated plans on the website Make sure you check on the specific company ratings and carefully read all the summary in the plan brochure, you can also contact the insurance agent directly to obtain policy quotes or even purchase a plan online.

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Why Do You Need Visitors Health Insurance Coverage?

For visitors to USA or travelers to America from India, or anyone visiting outside home country, a single day in the hospital can cost thousands of dollars. The financial risk you take without visitor health insurance just is not worth it. Not only does health care coverage help you stay worry-free in USA or another nation abroad, it also gives you added security and peace of mind, because you know you’re protected against the high cost of unexpected medical bills.

Importance of visitors insurance coverage

In a world that’s constantly changing, one thing for certain for your travel to the USA or Canada. It is important to have visitors health insurance coverage you can depend on and visitors medical insurance coverage that is designed to help fit your budget, your requirements, and your way of life. Unforeseen medical expenses from accidents and sicknesses incurred during a foreign or US visit can be covered by visitors health coverage plans.

Visitors insurance plan benefits

Normally, visitors insurance plans provide benefits for hospitalization coverage, visit the outpatient, surgery, and prescription drug costs. Visit U.S. Department of Health to obtain more information about health care in the United States of America.  We assist you to get visitor health insurance quotes for free, and help you better understand the visitor medical insurance terms adopted and used  in the insurance glossary and insurance guide.

Best visitors health insurance for visiting USA

Below are the visitors insurance plan suggestions based on age of visitor to the USA:

Age below 70 years, best plans for visitors to USA

Ages 70-79 years, best health coverage for visiting America

Ages 80+ years, best medical plan options for visiting USA

Review and buy visitors insurance

Visitor Insurance Services work with many insurance companies confidence and allow you to compare visitor health insurance plans, get a free instant quote online, review coverage options and benefits, read the plan brochure information, check out the ratings and ranking, and finally buy a visitor medical insurance policy that best suits your needs.

You are in charge of your health, your travel plans and your budget, and our visitors health insurance plans help keep it that way. We still offer a wide range of visitor health insurance options as unique as you are. And if you have any questions regarding visitor insurance, please call us at 1-877-778-4562, or visit, we’re here to help you find the best visitors medical insurance that exactly needs all your needs.

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Reasons to Obtain Visitor Health Insurance

The way visitor medical insurance plans are designed and works can be difficult to understand for somebody outside the insurance industry. There are several plans, each with different range of maximum coverages, deductibles and limitations. Selecting one policy over another can be confusing. At we provide utilities that so that you compare objectively information about different major insurance plans, and purchase a plan that you feel to be most appropriate. Using, customers can easily compare visitor insurance plans, obtain free insurance quotes, and buy online for instant plan directly using a credit card with our visitor insurance comparison tool.

US visitors health insurance, also known as visitors medical insurance, is absolutely required while traveling to countries like United States of America (USA), Canada, United Kingdom (UK), Germany, France, Italy, Spain, Japan, Europe etc. It can be financially catastrophic in the event of a medical emergency while traveling in these advanced countries due to some of the many reasons we have highlighted below.

  • Visitors and new immigrants are not eligible for local health insurance plan
  • Health insurance is required to maintain legal visa status, such as US J Visa, F1 Student Visa
  • Hospital costs in developed countries like USA, Canada, UK, are not inexpensive
  • Get visitor insurance to help pay for unexpected doctor/hospital bills
  • De-risk yourself & protect your family to have a worry-free stay abroad
  • Immediate medical help in case of a medical emergency during visit abroad
  • Simple claims procedure directly with the insurance provider, who will also assist you

The traveler outside home country will reduce the financial dangers rising from any unforeseen accidents or medical emergency by purchasing visitor medical insurance. has developed online tools that will allow you to get free visitor medical insurance quotes, clearly comprehend insurance terminology in the insurance glossary, and review the answers to frequently asked questions regarding visitor insurance. Customers can also contact us regarding any visitor insurance related queries. At, we try to provide you with all the relevant information in an easily understandable manner. Our products range from the most affordable to the most comprehensive and visitors/travelers can select plans according to their individual preference. We provide professional customer servive for visitor medical health insurance, global health insurance and immigrant insurance.

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Visitors Insurance Comparison and Purchase

US visitors medical insurance is available online for comparison and purchase with no medical check-up or proof of medical records. Travelers need not have to waste much time shopping for visitor insurance plans online. All they have to do is enter the age group and type of coverage required in the application and compare. Visitor medical insurance compare tool designed by is user-friendly and informative in selecting the apt policy for your requirements and needs. Visitors can review the quoted cost of premium, medical benefits, policy deductibles, plan coverage and other details of various plans offered by top visitor insurance providers in America. offers a time saving purchase facility for visitor medical insurance online. Travellers can purchase visitor insurance plans from anywhere across the globe and at any point of time while planning their travel to the USA. The medical coverage of visitor travel insurance USA can begin as early as the next day or as per the date selected by the travelers. Only renewable plans can be extended online if applied prior to the expiry of the coverage period. Buy medical insurance for visitors to USA online and travel peacefully least worried about any financial aid in case of a medical emergency.

This will also determine the insurance of the premium paid. If you are visiting an area potentially high risk, may be additional terms. Compare visitor insurance plans and contrast travel medical insurance policies before you decide to buy any plan. Once they have compared various plans and reduced the options, verify that you have the best benefits to suit your needs and your stay during the stay. If you have the plan of health insurance for a visitor with free extension for a week more or less, and if your project may be extended, then choose by. There are large networks or doctors and hospitals in the insurance company, however the doctors and hospitals do not can be ideally placed and you will find that you have to pay for medical services.

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Visitor Insurance: How to Buy

Numerous American insurance companies offer visitor insurance for visitors in USA from overseas destinations. At, visitors can evaluate and compare travel medical insurance policies for visitors from India, Mexico, Brazil, Russia, China (including Hong Kong and Taiwan), Korea, Japan, etc., and buy the apt visitor insurance plan that suits their age group, and other requirements. Visitor medical insurance for visitors from other countries plans vary with policy maximum, benefits, exclusions, deductibles according to the terms and norms of the insurer of overseas visitor in USA. 

There will be a deductible, coinsurance and premium cost in the visitor medical insurance plans offered by various insurers. Deductible will be inversely related to the premium cost in visitors health insurance plan. Visitors to the USA can get free quotes of visitors medical insurance offered by prominent insurers while making a purchase. It is advisable that visitors should compare visitors insurance plans to learn more about different plans. At customers need to complete an online application to enroll for visitor insurance policy for visitors going to USA according to the individual or family age group.

Purchase of visitor travel insurance online for visitors for USA can be completed using a credit card. Once purchase of visitor insurance online transaction is complete, travelers to USA will receive soft copy of the policy document to their address in home country. Visitor medical insurance for travelers coverage will start as early as the day of travel or as per the requirements of visitor to USA or anyone traveling overseas.

A cheap visitors insurance plan or a best visitor coverage policy can be purchased by customers online. Visitors can purchase visitors medical insurance using a credit card on a secure insurance company page.  To purchase travel health insurance customers need to complete an online application by providing required details and the insurance policy documents will be received either at their email address or will be mailed after the successful transaction.

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Lowest Price Guaranteed on Visitors Insurance Premiums

Visitor insurance plan premiums are the quoted cost you pay on application to purchase or buy coverage for any visitors medical insurance plan. Different plans have different quoted premium costs based on many visitor insurance cost factors such as age, gender, country visited, benefits provided, riders to the policy, and type of policy coverage. However, for the same branded plan, with all other variables being the same also, the quoted premium cost is the lowest price guaranteed available and provided to you as an insurance client or customer, wheather you buy the policy through any agent, broker, or the insurance provider company agency. The reason being that insurance prices are regulated by law and cannot be rebated or discounted by any provider, thereby presenting a fixed price for quoted insurance premiums.

If you, a relative or a friend is visiting or traveling outside his or her home country, it is always prudent even if is not mandatory or required to buy an affordable low cost visitors health insurance plan that covers the visitor for medical emergencies, sickness and accidental injury during the visit in any foreign country including the United States. To learn more about visitors medical insurance and how to choose a good trave medical insurance policy can help in terms of travel insurance coverage options, to compare visitor insurance plan benefits, or find health care providers who are part of the plan PPO network, visit us at online.

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Buy Visitors Insurance from Visitor Insurance Services of America (VISOA)

Visitor Insurance Services carries plans from several insurers that have offered the option of purchasing a visitor health insurance online. Visitors to USA can choose from a wide range of visitor medical insurance depending on the duration of stay in America or the frequency of visits in a year, or anywhere outside home country of residence. Short-term visitor health insurance policies for USA are designed for less than 12 month stay. In case parents are planning for multiple visits, annual multi-trip visitor insurance plans help you save a lot of money on your premiums.

Many of the visitor health insurance plans offered by Visitor Insurance Services have a PPO network associated with them. This network offers a huge choice of clinics, hospitals and medical professionals for the insured individuals to seek medical assistance. In case of exigencies, the parents can contact the helpline number given in the visitor health insurance policy document.

Parents Visiting USA or Relatives Traveling To America

Parents visiting USA, or even relatives traveling outside America can quote review buy best the plan for sickness or injury coverage from Visitor Insurance Services. For the first-time buyer, this can get very confusing for many people because there are many complex terms and other conditions or exclusions apply. You should be aware that not all visitor insurance policies offer coverage for acute-onset of pre-existing conditions.

Medical emergency is a situation when a life-threatening medical condition existed, or the lack of medical attention would endanger his or her life, limb or sight and requires immediate medical treatment or has painful symptoms requiring a relieve to suffering or discomfort. Many travel health insurance policies focus on providing coverage for your medical expenses resulting from sudden illness or injuries during your trip, with many policies covering trips from seven days to 3 years.

Visitor Insurance Coverage for Sickness/Injury

Visitor medical insurance is designed to cover expenses due to illness or injury in USA or in any foreign country. Visitors to USA can choose to purchase these plans either before the travel or during the travel. Purchase options are available from 5 days to three years. Parents visiting USA and relatives traveling abroad can also choose between fixed and comprehensive coverage plans. The premiums are calculated based on the age of the individuals, duration of stay and type of coverage.

All the needs of visiting parents are included in visitors health insurance coverage and they are valid in the U.S as well as several other countries. Most of the policies provide for a facility according to which insured people can utilize the services of doctors and hospitals present in the U.S and can also avail the facility of direct billing.

Visitor Insurance Services For Your Coverage Needs

You can contact Visitor Insurance Services or look around the internet for beneficial features and affordable quotes when making a choice of visitor insurance coverage. The Visitor Insurance Services website provide the rating about the insurance provider as well as feedback of other buyers about the quality of services and processing of claims, experience in handling emergencies and the financial stability. Instant free quotes can be requested online to compare the coverage benefits and also find out the premium costs.

Popular Comprehensive Visitor Medical Insurance

Review popular visitor insurance plans for USA visitors that provide comprehensive benefits with coverage amounts up to the plan maximum benefit selected during purchase of the plan:

Low-Cost Fixed Benefit Visitors Insurance

Below listing of cheaper low-cost visitor insurance plans for USA visitors offering fixed or scheduled benefits, are limited or capped per the Schedule of Benefits or Schedule of Coverage as listed in the respective plan brochures:

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Apply and Buy Visitor Insurance Online

Planning to visit yourself or along with family to USA or Canada can be a daunting task. Although the excitement and thrill that this will bring as you get ready to visit the United States of America, be sure not to forget to check out the cost of visitors health insurance. Visitors medical insurance is the best solution if you have senior parents and relatives visiting USA, it is affordable and necessary as due to the extremely high costs of health care in USA. Anyone planning on bringing their parents over to America to visit them, or intending on going to these countries to see family has to have visitors insurance, it’s not generally an option it is a necessity. Never travel without medical insurance to America, although it may have some of the best health care in the world it’s also amongst the most expensive.

Travel medical insurance plans are a short-term option that covers you against medical emergencies while the visitor is in USA or even while traveling abroad, they typically are not for any existing medical conditions, and usually provide coverage for accident or you unexpected sickness that may occur in USA. Some Visitor insurance policies will also cover acute onset of pre existing conditions up to a certain age limit, also adding coverage for other travel related events such as theft or loss of baggage, and cancellation of flights.

Doing some research and due diligence on the plan itself is always warranted when purchasing visitors insurance. Only purchase insurance from a company that has a good reputation and has been established for some time, read through the customer testimonials to see what past customers have said about the company. Information on visitor insurance plans found on are detailed and clear with a wide range of plans to quote, apply and buy online. Take your time to make a decision choosing a company and a plan, don’t simply go for the cheapest available as it’s likely not to provide enough or adequate cover for your travel to USA or elsewhere around the world.